Sold
114 Loretta Street, East China, MI
Sold on 09/01/2025 for$343,000
MLS # 20251022369 (Realcomp)
2 beds2 baths1,182 sqftBuilt 19600.18 acres
1 / 39
Listing Description
Charming ST. Clair River Front 2 bedroom home in a very quiet, private neighborhood. Newer Kitchen w/ wood cabinets, ceramic tile floor, creative ceramic tile backsplash, unique double drainboard SS sink and corian countertops. Spacious Living Room w/ natural Fireplace, wood laminate floors and it opens out onto a covered Patio that overlooks the River! Full Bath has newervanity, corian countertop lighting and ceramic tile shower that has ADA features. Updates include:newer windows, doors, circuit breakers, some plumbing and a newer Sump Pump in the crawlspace.First Floor Laundry w/ leaded-glass windows, great storage & Washer/Dryer. Generac Whole HouseGenerator outside the 1 1/2 Car attached Garage w/ more storage. All Kitchen appliances to stay.Don't miss this beautiful home w/ a spectacular view of the ST. Clair River! OPEN HOUSE on Sunday,August 3rd from 12- 4PM.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,182 sq ft home built in 1960 sits in East China Township in East China.
Final sale price: $343,000 (about $290/sq ft).
Annual property taxes run approximately $2,710 ($226/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,182 sqft
Lot Size0.18 acres
Year Built1960
Stories1
Location
CityEast China
MunicipalityEast China Twp
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingBaseboard
WaterPublic
SewerPublic
InteriorGenerator
Sale & Financing
Listed7/27/2025
Sold Date8/31/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,710
Parcel #184530004000
Source: SparkMLS
Legal Description
NLY 31.84' OF LOT 6 & LOT 7 EXC NLY 16.34'. KRAFT HAVEN
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise Dupuie
Five Star Real Estate - Troy
Frequently Asked Questions about 114 Loretta Street, East China, MI
What school district is 114 Loretta Street, East China, MI in?
Per MLS# 20251022369, this property is served by East China. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 114 Loretta Street, East China, MI?
Per MLS# 20251022369, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251022369, the most recent reported annual property tax for 114 Loretta Street, East China, MI is $2,710. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 114 Loretta Street, East China, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 114 Loretta Street, East China, MI is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 114 Loretta Street, East China, MI?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the East China Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
100 Mbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
114 Loretta Street, East China, MI
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Municipality
East China Township
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