Sold
1147 Jay Street, Waterford, MI 48327
Sold on 06/30/2026 for$262,000
MLS # 20261038386 (Realcomp)
3 beds2 baths2,140 sqftBuilt 19560.46 acres
1 / 21
Listing Description
Tucked away on a quiet dead-end road, this 3-bedroom ranch offers comfortable single-level living with a peaceful setting and spacious backyard framed by mature trees. Inside, you’ll find bright living spaces and a functional layout, first floor laundry, spacious eat in kitchen off the family room, a great place to gather together with family; while the full finished basement provides additional space and storage. Hardwood floors under carpet.Complete with a 2-car detached garage and large yard, this property offers space to relax, entertain, and enjoy the outdoors. Estate Sale, probate is completed and ready for you to move into your new home in this great Waterford location close to West Bloomfield and Commerce Twp.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,140 sq ft home in Waterford Township in Waterford built in 1956.
This home sold for $262,000 (about $122/sq ft).
Estimated annual property tax: $3,194, or about $266 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,140 sqft
Lot Size0.46 acres
Year Built1956
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/26/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,969
State Equalized Value$105,050
Taxable Value$47,300
Parcel #1332403002
Source: Public Records
Legal Description
T3N, R9E, SEC 32 SUPERVISOR'S PLAT NO 56 N 1/2 OF LOT 54
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Susan K Marsh
Keller Williams First
Frequently Asked Questions about 1147 Jay Street, Waterford, MI 48327
Which school district serves 1147 Jay Street, Waterford, MI 48327?
Per MLS# 20261038386, 1147 Jay Street, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261038386, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1147 Jay Street, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $1,969. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1147 Jay Street, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1147 Jay Street, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1147 Jay Street, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,194
Monthly$266
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,017
Principal & interest$1,751
Property taxes$266
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1147 Jay Street, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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