Sold
11496 4 Mile Road, Belding, MI 48809
Sold on 05/15/2026 for$485,000
MLS # 26015424 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,684 sqftBuilt 20011.73 acres
1 / 77
Listing Description
Welcome to 11496 4 Mile Rd in Belding, where space, privacy, and functionality come together on 1.76 scenic acres with an easy, low-stress drive and convenient access to nearby areas like Greenville, Ionia, and Lowell. Step inside to an inviting open-concept main floor featuring soaring ceilings with warm wood detail, creating a spacious yet cozy atmosphere. The kitchen offers abundant cabinetry, a large pantry for extra storage, and flows seamlessly into the main living space. Perfect for everyday living and entertaining. The main level includes two guest bedrooms and a full guest bath, along with a private primary suite complete with a walk-in closet, dual-sink vanity, and walk-in shower. Main floor also includes mudroom off the garage and main floor laundry.
Source: SparkMLS
About this home
Located in Belding, this property offers 4-bedroom, 4-bath, 2,684 sq ft, with original construction dating to 2001.
Final sale price: $485,000 (about $181/sq ft).
Estimated annual property tax: $3,088, or about $257 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,684 sqft
Lot Size1.73 acres
Year Built2001
Stories1
Location
CityBelding
MunicipalityOtisco Twp
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, LP Tank Rented, Wet Bar, Center Island, Pantry
Sale & Financing
Listed4/14/2026
Sold Date5/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,088
Tax Year2025
Assessed Value$97,737
Parcel #130-031-000-025-20
Source: SparkMLS
Legal Description
COM S 89 DEG 56 MIN 37 SEC E 68 FT OF S 1/4 COR OF SEC; TH N 0 DEG 38 MIN 55 SEC E 260 FT, S 89 DEG 56 MIN 37 SEC E 290 FT, S 0 DEG 38 MIN 55 SEC W 260 FT, N 89 DEG 56 MIN 37 SEC W 290 FT ALG S SEC LI TO POB SEC 31-8-8 2001 031-025-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rebecca L Zahm
Bellabay Realty (North)
Frequently Asked Questions about 11496 4 Mile Road, Belding, MI 48809
What school district is 11496 4 Mile Road, Belding, MI 48809 in?
Per MLS# 26015424, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 11496 4 Mile Road, Belding, MI 48809?
Per MLS# 26015424, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015424, the most recent reported annual property tax for 11496 4 Mile Road, Belding, MI 48809 is $3,088 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11496 4 Mile Road, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11496 4 Mile Road, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otisco Twp police department or the Ionia County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11496 4 Mile Road, Belding, MI 48809
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