Sold
115 S State Street, Alma, MI 48801
Sold on 05/28/2026 for$160,000
MLS # 1942274 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19000.23 acres
1 / 40
Listing Description
You will love the character of this home from the moment you step inside. Abundant natural light pours through the living room windows, brightening even the dreariest day. Original charm shines throughout with natural wood floors in the living room, dining room, and bedrooms, an open staircase, and beautiful built-in bookcases. Offering over 2,100 square feet of living space, this home features 3 bedrooms, a den that could serve as a 4th bedroom (or offers plumbing for a half bath and laundry), and a primary bedroom with an additional attached living space, perfect for a sitting area, office, or nursery. Outside, enjoy a lovely side yard, beautiful landscaping, raised garden beds, two covered porches, fenced yard and a 2-car garage. This charming home is ready for its next owner to make it their own.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1900 sits in Alma in Alma.
This home sold for $160,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.23 acres
Year Built1900
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/12/2026
Sold Date5/27/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cheryl A Reeves
AMERICA'S CHOICE REALTY LLC
Frequently Asked Questions about 115 S State Street, Alma, MI 48801
What financing options are available for 115 S State Street, Alma, MI 48801?
Per MLS# 1942274, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 115 S State Street, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 115 S State Street, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 115 S State Street, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,005
Principal & interest$1,005
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
115 S State Street, Alma, MI 48801
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Municipality
Alma
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