For Sale
1150 Kirkwood Street, Waterford, MI 48328
$159,999
MLS # 20261047115 (Realcomp)
0.37 acres
1 / 5
Listing Description
Discover this 16,379 sq. ft. residential lot in the Oakland County area of Waterford Township. Featuring gently sloped, wooded terrain, the property offers a peaceful natural setting with a water view of Coles Bay and is located just meters from the shoreline. Situated in the Cass Lake Highlands subdivision, the lot provides a desirable neighborhood setting with no HOA restrictions. Municipal water is available, adding convenience for future development. The area is known for its lakes, peaceful environment and established residential communities, offering a quiet suburban lifestyle while remaining close to shopping, dining, schools, and major roadways throughout the greater Oakland County region. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.
Source: SparkMLS
About this home
Listed at $159,999.
Annual property taxes run approximately $981 ($82/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.37 acres
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Sale & Financing
Listed6/21/2026
Original Price$164,999
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$750
State Equalized Value$32,250
Taxable Value$14,330
Parcel #1335301019
Source: Public Records
Legal Description
T3n, R9e, Sec 35 Cass Lake Highlands Sub Part Of Lot 9 Beg At S...
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joel Hinckley
Platlabs, LLC
Frequently Asked Questions about 1150 Kirkwood Street, Waterford, MI 48328
Which school district serves 1150 Kirkwood Street, Waterford, MI 48328?
Per MLS# 20261047115, 1150 Kirkwood Street, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261047115, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1150 Kirkwood Street, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $750. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1150 Kirkwood Street, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1150 Kirkwood Street, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1150 Kirkwood Street, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$981
Monthly$82
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,120
Principal & interest$1,038
Property taxes$82
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1150 Kirkwood Street, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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