Sold
11531 Rutan Circle, Jerome, MI 49249
Sold on 05/15/2026 for$306,000
MLS # 26013639 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,494 sqftBuilt 19990.23 acres
1 / 56
Listing Description
Experience the ultimate ''Up North'' lifestyle in this masterfully updated home, where whispering pines and serene tree lines create a private sanctuary near the shores of Lake Leann. This exclusive all-sports lake community offers a unique lifestyle with well-maintained parks and a coveted dock lottery system for off-lake residents to enjoy prime water access all summer long. The interior radiates with natural light across soaring vaulted ceilings, highlighting a seamless flow of modern, tasteful updates throughout every room. Entertaining is a breeze on the expansive back deck and patio, featuring a versatile screened-in option for peaceful Michigan evenings. Peace of mind comes standard with major mechanical upgrades completed in the last three years, including a new roof, furnace, central air, water softener, and sump pump. The property also boasts the ultimate heated ''man garage / She Shed'' complete with a walk-up bartop, while the full finished basement provides
Source: SparkMLS
About this home
Located in Jerome, this property offers 4-bedroom, 2-bath, 1,494 sq ft, with original construction dating to 1999.
Final sale price: $306,000 (about $205/sq ft).
Property tax estimate: $2,422 per year ($202/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,494 sqft
Lot Size0.23 acres
Year Built1999
Stories1
Location
CityJerome
MunicipalitySomerset Twp
Zip Code49249
CountyHillsdale
School DistrictHanover-Horton
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding, Wood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed4/5/2026
Sold Date5/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$6,000
HOA
HOA Fee$200 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,422
Tax Year2025
Assessed Value$87,448
Parcel #04-140-001-099
Source: SparkMLS
Legal Description
LOT 246 LAKE LE ANN - GREENBRIAR PLAT TWO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BRETT MILES
Century 21 Affiliated - Jackson
Frequently Asked Questions about 11531 Rutan Circle, Jerome, MI 49249
What school district is 11531 Rutan Circle, Jerome, MI 49249 in?
Per MLS# 26013639, this property is served by Hanover-Horton. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 11531 Rutan Circle, Jerome, MI 49249?
Per MLS# 26013639, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013639, the most recent reported annual property tax for 11531 Rutan Circle, Jerome, MI 49249 is $2,422 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11531 Rutan Circle, Jerome, MI 49249 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11531 Rutan Circle, Jerome, MI 49249 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,059
Principal & interest$2,042
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11531 Rutan Circle, Jerome, MI 49249
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County
Jackson County
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