Under Contract
1161 N Hillside Drive, Ludington, MI 49431
$549,000
MLS # 26022929 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,908 sqftBuilt 20170.72 acres
1 / 39
Listing Description
Clean, classy, and meticulously maintained. This 4-bedroom, 3 full bath home offers the open layout, with vaulted ceilings and an easy flow between the living, dining, and kitchen areas that makes everyday living and entertaining feel effortless. Beautiful kitchen with granite countertops. Spacious mudroom off the garage with main floor laundry. The main floor primary suite has a private bath and walk-in closet with plenty of space and convenience. Downstairs, the finished basement expands your living space with a large rec room, additional family room, bedroom, and full bath-perfect for guests, hobbies, workouts, or movie nights. Located in one of the area's most sought after subdivisions with city water and sewer, this home combines convenience, comfort, and location. Just minutes from schools, the hospital, downtown Ludington, Lake Michigan, and Hamlin Lake. You'll have quick access to beaches, boating, shopping, dining, and everything this vibrant lakeshore community has to offer.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,908 sq ft home in Ludington built in 2017.
Listed at $549,000 (about $189/sq ft).
Estimated annual property tax: $5,673, or about $473 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,908 sqft
Lot Size0.72 acres
Year Built2017
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/15/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$175 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,965
Tax Year2025
State Equalized Value$209,500
Taxable Value$181,543
Assessed Value$186,444
Homestead (PRE)100%
Parcel #010-780-000-044-00
Source: Public Records
Legal Description
SECTION 12, T18N, R18W. RIVER VIEW ESTATES UNIT #44
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Jo Pung
Greenridge Realty S Rath
Frequently Asked Questions about 1161 N Hillside Drive, Ludington, MI 49431
What school district is 1161 N Hillside Drive, Ludington, MI 49431 in?
Per MLS# 26022929, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1161 N Hillside Drive, Ludington, MI 49431?
Per MLS# 26022929, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022929, the most recent reported annual property tax for 1161 N Hillside Drive, Ludington, MI 49431 is $4,965 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1161 N Hillside Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1161 N Hillside Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,673
Monthly$473
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$4,049
Principal & interest$3,561
Property taxes$473
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1161 N Hillside Drive, Ludington, MI 49431
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