For Sale
11786 E Sauk Trail, Jerome, MI 49249
$585,000
MLS # 26012871 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,955 sqftBuilt 19750.26 acres
1 / 65
Listing Description
Location, location, location! This charming 3-bedroom, 2-bath lakefront home offers everything you've been looking for, with 64 feet of frontage on the all-sports South Lake LeAnn, tucked away on a quiet cul-de-sac. Enjoy sweeping views of glistening water and stunning sunsets from multiple vantage points throughout the home. The inviting front entry features a welcoming porch, stylish pergola, fenced yard, and attached two-car garage--perfect for relaxing and enjoying the peaceful setting. Inside, the main level offers a bright kitchen and dining area, along with a cozy living room featuring a fireplace and direct access to a spacious deck overlooking the lake. All three bedrooms enjoy beautiful water views, creating a memorable experience for family and guests alike. The finished walkout lower level is ideal for entertaining, complete with a large living area, custom wet bar, second fireplace, and a newly renovated full bathroom. An additional bedroom with a tray ceiling and
Source: SparkMLS
About this home
Located in Jerome, this property offers 3-bedroom, 2-bath, 1,955 sq ft, with original construction dating to 1975.
Listed at $585,000 (about $299/sq ft).
Annual property taxes run approximately $1,906 ($159/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,955 sqft
Lot Size0.26 acres
Year Built1975
Stories1
Location
CityJerome
MunicipalitySomerset Twp
Zip Code49249
CountyHillsdale
School DistrictAddison
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar
Sale & Financing
Listed4/25/2026
Original Price$595,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,906
Tax Year2025
Assessed Value$174,600
Parcel #30-04-170-001-013
Source: SparkMLS
Legal Description
LOT 13 LAKE LE ANN - MAQUAGO HILLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by IAN STEWART
ERA Reardon Realty, L.L.C.
Frequently Asked Questions about 11786 E Sauk Trail, Jerome, MI 49249
Which school district serves 11786 E Sauk Trail, Jerome, MI 49249?
Per MLS# 26012871, 11786 E Sauk Trail, Jerome, MI 49249 is in the Addison boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Addison directly to confirm enrollment eligibility.
What financing options are available for 11786 E Sauk Trail, Jerome, MI 49249?
Per MLS# 26012871, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11786 E Sauk Trail, Jerome, MI 49249?
Per public tax records, annual property taxes for this property are $1,906 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11786 E Sauk Trail, Jerome, MI 49249 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11786 E Sauk Trail, Jerome, MI 49249 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11786 E Sauk Trail, Jerome, MI 49249?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$3,794
Principal & interest$3,794
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11786 E Sauk Trail, Jerome, MI 49249
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County
Jackson County
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