Sold
12 Pearl Street, Oxford, MI 48371
Sold on 08/08/2025 for$280,000
MLS # 20251013287 (Realcomp)
4 beds2 baths1,524 sqftBuilt 19400.24 acres
1 / 46
Listing Description
Hello to this adorable 4 BR, 2 BTH bungalow located on an oversized mature, shaded corner lot within walking distance to downtown Oxford. Take advantage of the short stroll to the bustling life and downtown atmosphere complete w/ restaurants, parks and shops and don't forget the ice cream! With the location on a corner lot - plenty of parking on both sides of the house & huge partially fenced-in backyard with supplies included to complete the fencing. Large backyard complete w/firepit and brick paver patio area allow for many summer entertaining evenings for friends and family. Recent upgrades to the home include windows, front doorwall to the spacious kitchen area w/built-in pantry, ss appliances and 4 in-house A/C units. Newer washer/dryer set in the past couple of years as well. Immediate occupancy. Home Warranty included.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,524 sq ft home built in 1940 sits in Oxford Township in Oxford.
Final sale price: $280,000 (about $184/sq ft).
Estimated annual property tax: $4,007, or about $334 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,524 sqft
Lot Size0.24 acres
Year Built1940
Stories2
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed7/3/2025
Sold Date8/7/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,324
State Equalized Value$107,730
Taxable Value$107,730
Parcel #0427231004
Source: Public Records
Legal Description
T5N, R10E, SEC 27 SUPERVISOR'S REPLAT OF ENSLEY'S ADDITION PART OF LOTS 11 & 13 BEG AT SW COR OF LOT 13, TH N 57-08-35 E 88.13 FT, TH N 28-06-40 W 114.26 FT, TH S 57-13-20 W 97.42 FT, TH S 32-46-40 E 114 FT TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Cosman
Keller Williams Paint Creek
Frequently Asked Questions about 12 Pearl Street, Oxford, MI 48371
What school district is 12 Pearl Street, Oxford, MI 48371 in?
Per MLS# 20251013287, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251013287, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251013287, the most recent reported annual property tax for 12 Pearl Street, Oxford, MI 48371 is $2,324. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12 Pearl Street, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12 Pearl Street, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12 Pearl Street, Oxford, MI 48371?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12 Pearl Street, Oxford, MI 48371. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,007
Monthly$334
Millage rate37.1942 mills
Municipality: VILLAGE OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,182
Principal & interest$1,849
Property taxes$334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12 Pearl Street, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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