Sold
12018 Russell Ridge, Cedar Springs, MI 49319
Sold on 04/16/2026 for$392,000
MLS # 26010129 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,076 sqftBuilt 20050.48 acres
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Listing Description
Move-in ready home at 12018 Russell Ridge offering just over 2,000 sq ft of living space on a nearly ½ acre lot. This 3-bedroom, 2 full bath home features vaulted ceilings in the living room for a bright, open feel and two separate living areas--perfect for relaxing or entertaining. The basement includes a dedicated fitness room within the unfinished space, leaving room to expand. Enjoy a fenced backyard with a newer storage shed and plenty of space to play or unwind. Plus, the White Pine Trail is just around the corner, offering miles of scenic biking and walking. Don't miss out, schedule your private showing today!
Source: SparkMLS
About this home
Located in Algoma Township in Cedar Springs, this property offers 3-bedroom, 2-bath, 2,076 sq ft, with original construction dating to 2005.
Closed at $392,000 (about $189/sq ft).
Estimated annual property tax: $4,084, or about $340 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,076 sqft
Lot Size0.48 acres
Year Built2005
Stories3
Location
CityCedar Springs
MunicipalityAlgoma Twp
Zip Code49319
CountyKent
School DistrictCedar Springs
Construction & Systems
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed3/16/2026
Sold Date4/15/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$1,000
HOA
HOA Fee$310 / Quarterly
IncludesOther, Sewer
Source: SparkMLS
Tax Information
Annual Tax$4,084
Tax Year2025
State Equalized Value$163,600
Taxable Value$141,017
Assessed Value$141,017
Parcel #410612180002
Source: Public Records
Legal Description
410612180002 UNIT 2 *RUSSELL RIDGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO 748 INSTRUMENT NO 20050620-0071637 SPLIT ON 08/19/2005 FROM 41-06-12-126-001, 41-06-12-176-001, 41-06-12-201-002;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin S Blevins
RE/MAX of Grand Rapids (FH)
Frequently Asked Questions about 12018 Russell Ridge, Cedar Springs, MI 49319
What school district is 12018 Russell Ridge, Cedar Springs, MI 49319 in?
Per MLS# 26010129, this property is served by Cedar Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12018 Russell Ridge, Cedar Springs, MI 49319?
Per MLS# 26010129, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010129, the most recent reported annual property tax for 12018 Russell Ridge, Cedar Springs, MI 49319 is $4,084 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12018 Russell Ridge, Cedar Springs, MI 49319 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12018 Russell Ridge, Cedar Springs, MI 49319 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,535
Principal & interest$2,432
HOA$103
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12018 Russell Ridge, Cedar Springs, MI 49319
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Municipality
Algoma Township
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