For Sale
12020 Encore Court, Shelby Twp, MI 48315
$989,900
MLS # 20251037471 (Realcomp)
4 beds4 baths3,421 sqftBuilt 20250.53 acres
1 / 38
Listing Description
MOVE IN READY! Stunning 3,400+ Sq Ft Split-Level in Exclusive Encore EstatesSituated on a premium cul-de-sac lot in one of Shelby Township’s most sought-after communities, this exceptional home features a 3-car side-entry garage and covered lanai—perfect for both everyday living and entertaining.Designed with an open, airy layout, the home showcases a dramatic two-story great room filled with natural light, a private library, a mud room, and a convenient first-floor laundry. The main-level primary suite offers a luxurious retreat with a spa-inspired en-suite bath.Upstairs, you’ll find three spacious bedrooms—two connected by a Jack & Jill bath, and one with its own private en-suite—along with a versatile loft overlooking the great room below.Thoughtfully designed with premium finishes throughout, this home offers the perfect blend of luxury, functionality, and location in the highly desirable Encore Estates community.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,421 sq ft home in Shelby Township in Shelby Twp built in 2025.
Currently offered at $989,900 (about $289/sq ft).
Property tax estimate: $876 per year ($73/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,421 sqft
Lot Size0.53 acres
Year Built2025
Stories2
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Stone, Wood Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/16/2025
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$700 / Annually
Source: SparkMLS
Tax Information
Annual Tax$876
State Equalized Value$77,900
Taxable Value$77,900
Parcel #07-02-353-012
Source: Public Records
Legal Description
ENCORE OF SHELBY; MCCP NO. 1261; UNIT 12. SPLIT/COMBINED ON 06/20/2023 FROM 23-07-02-351-012.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Adriana Sarti
Realty Executives Home Towne
Frequently Asked Questions about 12020 Encore Court, Shelby Twp, MI 48315
What school district is 12020 Encore Court, Shelby Twp, MI 48315 in?
Per MLS# 20251037471, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251037471, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251037471, the most recent reported annual property tax for 12020 Encore Court, Shelby Twp, MI 48315 is $876. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12020 Encore Court, Shelby Twp, MI 48315 eligible for USDA financing?
Per USDA Rural Development boundary data, 12020 Encore Court, Shelby Twp, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12020 Encore Court, Shelby Twp, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12020 Encore Court, Shelby Twp, MI 48315?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$6,478
Principal & interest$6,420
HOA$58
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12020 Encore Court, Shelby Twp, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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