Sold
12023 Russell Ridge, Cedar Springs, MI 49319
Sold on 05/15/2026 for$355,000
MLS # 26013368 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,508 sqftBuilt 20060.5 acres
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Listing Description
This beautiful 4-bedroom, 2-bath home is designed with everyday function and livability in mind, offering a practical layout, comfortable living spaces, and a natural flow. The main floor features an open concept floor plan. The dining room and kitchen feature a slider door out to the deck that is perfect for summer dining! The kitchen also features a convenient island and breakfast bar. The master bedroom (also on the main floor) has a walk-thru master bath. An additional spacious bedroom is also on the main floor. Those needing more space need to only look to the walk-out basement that features a family room and2 addition bedrooms.Move out to the back yard and you have a 20x20 shed, with electricity. Added bonus the White Pine Trail is just around the corner, offering miles of scenic biking and walking. An easy commute to Grand Rapids in under 20 minutes, this property delivers a strong balance of accessibility and a quieter pace of living.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,508 sq ft home in Algoma Township in Cedar Springs built in 2006.
Closed at $355,000 (about $235/sq ft).
Property tax estimate: $2,394 per year ($199/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,508 sqft
Lot Size0.5 acres
Year Built2006
Stories2
Location
CityCedar Springs
MunicipalityAlgoma Twp
Zip Code49319
CountyKent
School DistrictCedar Springs
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Center Island, Pantry
Sale & Financing
Listed4/2/2026
Sold Date5/14/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$320 / Quarterly
IncludesSewer
Source: SparkMLS
Tax Information
Annual Tax$2,394
Tax Year2025
Assessed Value$80,467
Parcel #410312201002
Source: SparkMLS
Legal Description
410612180001 UNIT 1 *RUSSELL RIDGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO 748 INSTRUMENT NO 20050620-0071637 SPLIT ON 08/19/2005 FROM 41-06-12-126-001, 41-06-12-176-001, 41-06-12-201-002;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katie Gomez
ERA Reardon Realty Great Lakes
Frequently Asked Questions about 12023 Russell Ridge, Cedar Springs, MI 49319
Which school district serves 12023 Russell Ridge, Cedar Springs, MI 49319?
Per MLS# 26013368, 12023 Russell Ridge, Cedar Springs, MI 49319 is in the Cedar Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Cedar Springs directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013368, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12023 Russell Ridge, Cedar Springs, MI 49319?
Per public tax records, annual property taxes for this property are $2,394 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12023 Russell Ridge, Cedar Springs, MI 49319 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12023 Russell Ridge, Cedar Springs, MI 49319 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12023 Russell Ridge, Cedar Springs, MI 49319?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,441
Principal & interest$2,334
HOA$107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12023 Russell Ridge, Cedar Springs, MI 49319
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Municipality
Algoma Township
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