Sold
1209 14th Street, Otsego, MI 49078
Sold on 05/06/2026 for$190,000
MLS # 26008526 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,592 sqftBuilt 18902.45 acres
1 / 37
Listing Description
Spacious two-story home on 2.45 acres, mudroom entry to family room, large kitchen, dining room, living room with fireplace, primary bedroom with slider, bedroom/office off the living room, bathroom with shower, full bathroom with soaker tub and laundry, upper two bedrooms. Attached two-stall garage. Needs TLC and furnace. Propane tank is leased.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,592 sq ft home built in 1890 sits in Watson Township in Otsego.
Final sale price: $190,000 (about $119/sq ft).
Estimated annual property tax: $1,461, or about $122 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,592 sqft
Lot Size2.45 acres
Year Built1890
Stories2
Location
CityOtsego
MunicipalityWatson Twp
Zip Code49078
CountyAllegan
School DistrictMartin
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement, Partial, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented
Sale & Financing
Listed3/5/2026
Sold Date5/5/2026
Terms AcceptedCash, Conventional
Concessions$4,000
Source: SparkMLS
Tax Information
Annual Tax$1,461
Tax Year2012
Assessed Value$48,631
Parcel #23-036-015-10
Source: SparkMLS
Legal Description
BEG AT SW COR TH E ON S SEC LIN 299.01' TH N 437.39' TH W 307.31' TO W SEC LIN TH S ON SD W LIN 437.42' TO POB SEC 36 T2N R12W (98)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David M VanderWoude
Five Star Real Estate (Grandv)
Frequently Asked Questions about 1209 14th Street, Otsego, MI 49078
What school district is 1209 14th Street, Otsego, MI 49078 in?
Per MLS# 26008526, this property is served by Martin. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26008526, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008526, the most recent reported annual property tax for 1209 14th Street, Otsego, MI 49078 is $1,461 (2012). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1209 14th Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1209 14th Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Watson Twp police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1209 14th Street, Otsego, MI 49078
View full property history →
Municipality
Watson Township
View all listings →
Get email alerts for new listings near 1209 14th Street
We'll notify you when something hits the market in Watson Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.