For Sale
1210 Bay Ridge, Highland, MI 48356
$364,999
MLS # 20261036526 (Realcomp)
3 beds2 baths2,145 sqftBuilt 19780.46 acres
1 / 25
Listing Description
Private All-Sports Duck Lake Access • Fully Remodeled • Private Dock IncludedExperience lake living at its best in this beautifully updated 3-bedroom colonial located just steps from private all-sports Duck Lake. Offering private gated lake access with your own dock and boat launch privileges, this move-in-ready home delivers the perfect combination of comfort, style, and year-round recreation — all without direct lakefront taxes.Extensively remodeled throughout, the home features a stunning 2025 kitchen renovation complete with granite countertops, new cabinetry, and new stainless steel appliances. Fresh modern finishes continue throughout the home with beautifully updated bathrooms, fresh interior paint, and new flooring throughout much of the property.Recent updates include:Completely remodeled kitchen (2025)Updated bathroom remodels (2025)New carpet throughout main living areas (2023)Brand-new basement carpet (2026)Fresh interior paint (2025–2026)New appliancesEnjoy boating, kayaking, fishing, paddleboarding, and relaxing summer evenings just a short walk from your front door. The spacious property offers a peaceful setting with the perfect balance of privacy and lake-community living.This turn-key home is ideal for full-time living, weekend escapes, or anyone looking to enjoy the all-sports lake lifestyle in one of Highland’s most desirable areas.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,145 sq ft home built in 1978 sits in Highland Township in Highland.
Asking $364,999 (about $170/sq ft).
Estimated annual property tax: $5,288, or about $441 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,145 sqft
Lot Size0.46 acres
Year Built1978
Stories2
Location
CityHighland
MunicipalityHighland Twp
Zip Code48356
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/19/2026
Original Price$410,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$150 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,111
State Equalized Value$161,590
Taxable Value$152,154
Parcel #1111151014
Source: Public Records
Legal Description
T3N, R7E, SEC 11 DUCK LAKE ESTATES SUB LOT 15
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
May 20, 2026
Listed for sale
$410,000
More Homes in Highland Township
Listed by Mark Avery
Paradigm Realty
Frequently Asked Questions about 1210 Bay Ridge, Highland, MI 48356
Which school district serves 1210 Bay Ridge, Highland, MI 48356?
Per MLS# 20261036526, 1210 Bay Ridge, Highland, MI 48356 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261036526, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1210 Bay Ridge, Highland, MI 48356?
Per public tax records, annual property taxes for this property are $5,111. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1210 Bay Ridge, Highland, MI 48356 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1210 Bay Ridge, Highland, MI 48356 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1210 Bay Ridge, Highland, MI 48356?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$5,288
Monthly$441
Millage rate32.7248 mills
Municipality: CHARTER TOWNSHIP OF HIGHLAND
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,821
Principal & interest$2,367
Property taxes$441
HOA$13
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1210 Bay Ridge, Highland, MI 48356
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Municipality
Highland Township
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County
Oakland County
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