Sold
1220 N Chipman Street, Owosso, MI 48867
Sold on 06/22/2026 for$222,000
MLS # 50207334 (MiRealSource)
3 beds1 bathBuilt 19200.7 acres
1 / 75
Listing Description
Beautifully maintained ranch located on a spacious corner lot just minutes from downtown Owosso, offering the perfect blend of convenience, space, and entertaining potential! This move-in ready home features fresh interior paint, updated flooring, and multiple spacious living areas filled with natural light. Pride of ownership is evident throughout with a layout designed for both comfortable everyday living and hosting family and friends. The property includes 3 bedrooms and 1.5 baths. An impressive 32x24 heated garage, with an attached 32x16 room being used as a game room, with a half bath and pool table area, TV included, creating endless possibilities for entertaining, hobbies, workshop space, a home gym, or additional recreational use. Step outside and enjoy your own backyard setup featuring a large wraparound deck, perfect for summer gatherings, relaxing evenings, and outdoor entertaining. The oversized cement driveway provides abundant parking space for multiple vehicles, trailers, motorhomes, boats, or recreational toys with ease. The welcoming covered front porch adds even more charm to this well-cared-for home. Conveniently located only a few minutes from the shops, restaurants, and downtown attractions of Owosso while still offering plenty of space and privacy. Immediate possession available, making for an easy transition into your next home! Highest and best requested by 05/17/26 @ 4pm!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1920 sits in Owosso in Owosso.
This home sold for $222,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.7 acres
Year Built1920
Location
CityOwosso
MunicipalityOwosso City
Zip Code48867
CountyShiawassee
School DistrictOwosso
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/11/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #050210427
Source: SparkMLS
Legal Description
LOT 7, (EXCEPT S 8.25 FT), BLK 2 WILLOW SPRING PARK ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristine D McCarty
Keller Williams First
Frequently Asked Questions about 1220 N Chipman Street, Owosso, MI 48867
What school district is 1220 N Chipman Street, Owosso, MI 48867 in?
Per MLS# 50207334, this property is served by Owosso. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1220 N Chipman Street, Owosso, MI 48867?
Per MLS# 50207334, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 1220 N Chipman Street, Owosso, MI 48867 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1220 N Chipman Street, Owosso, MI 48867 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Owosso City police department or the Shiawassee County sheriff's office.
Map
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1220 N Chipman Street, Owosso, MI 48867
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Municipality
Owosso
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