Sold

12278 Oak Street, Birch Run, MI 48415

Sold on 06/03/1998 for$157,000

MLS # 20248286 (MiRealSource)

3 beds2 baths1,650 sqftBuilt 19950 acres

Listing Description

Village Of Birch Run, Birchwood Sub. Beautiful Custom Built Ranch, Central Air, Great Room, Gas Log Fireplace, Large Oak Kitchen With Dining Area, 1st Floor Laundry, Master Bdrm With Tray Ceiling Walk In Closets, 1-800- Go Garrow Code - 1912

Source: SparkMLS

About this home

This 3-bedroom, 2-bath, 1,650 sq ft home built in 1995 sits in Birch Run Village in Birch Run.

Closed at $157,000 (about $95/sq ft).

Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Bedrooms3

Bathrooms2

Living Area1,650 sqft

Year Built1995

Location

CityBirch Run

MunicipalityBirch Run Twp

Zip Code48415

CountySaginaw

School DistrictBirch Run Area School District

Construction & Systems

ConstructionBrick, Vinyl Siding

Garage2 spaces

HeatingForced Air

SewerPublic

InteriorCeiling Fan(s)

Sale & Financing

Listed2/24/1998

Sold Date6/2/1998

Terms AcceptedCash, Conventional

Source: SparkMLS

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Karen Mason

Mason Group LLC

Frequently Asked Questions about 12278 Oak Street, Birch Run, MI 48415

Which school district serves 12278 Oak Street, Birch Run, MI 48415?

Per MLS# 20248286, 12278 Oak Street, Birch Run, MI 48415 is in the Birch Run Area School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Birch Run Area School District directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 20248286, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 12278 Oak Street, Birch Run, MI 48415 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 12278 Oak Street, Birch Run, MI 48415 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12278 Oak Street, Birch Run, MI 48415. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 12278 Oak Street, Birch Run, MI 48415?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Birch Run Twp police department or the Saginaw County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,070

Principal & interest$1,070

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableGSO SatelliteSatelliteLicensed Fixed WirelessUnlicensed Fixed WirelessDSL

8 providers at this address

SpectrumCable

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

Air AdvantageUnlicensed Fixed Wireless

10 Mbps

AT&TDSL

0 Mbps

T-MobileLicensed Fixed Wireless

0 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

12278 Oak Street, Birch Run, MI 48415

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Municipality

Birch Run Village

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Listing Property Details

Property TypeResidential

Bedrooms3

Bathrooms2

Living Area1,650 sqft

Year Built1995

Location

CityBirch Run

MunicipalityBirch Run Twp

Zip Code48415

CountySaginaw

School DistrictBirch Run Area School District

Construction & Systems

ConstructionBrick, Vinyl Siding

Garage2 spaces

HeatingForced Air

SewerPublic

InteriorCeiling Fan(s)

Sale & Financing

Listed2/24/1998

Sold Date6/2/1998

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 12278 Oak Street, Birch Run, MI 48415

Which school district serves 12278 Oak Street, Birch Run, MI 48415?

What type of financing is accepted for this listing?

Per MLS# 20248286, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 12278 Oak Street, Birch Run, MI 48415 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 12278 Oak Street, Birch Run, MI 48415?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Birch Run Twp police department or the Saginaw County sheriff's office.