For Sale
123 Sessions Road, Shelby, MI 49455
$99,900
MLS # 26033794 (Michigan Regional Information Center (MichRIC))
3 beds1 bath891 sqftBuilt 19900.65 acres
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Listing Description
Bring your vision and unlock the potential of this 3 bedroom, 1 bathroom singlewide home situated on a spacious lot of over half an acre in the Village of Shelby. Nestled in a quiet small town setting near the Lake Michigan shoreline and surrounded by the natural beauty of Oceana County, this property offers an excellent opportunity for investors, flippers, or buyers looking to put in a little sweat equity. The home needs some love and updates but features a functional layout with three bedrooms, a full bathroom, and plenty of outdoor space to enjoy. The large lot provides room for gardening, recreation, future improvements, or simply enjoying the privacy and open space that is hard to find at this price point. Whether you're searching for a starter home, rental property, or your next renovation project, this property offers endless possibilities. Conveniently located close to local amenities, schools, parks, and everything Shelby has to offer.
Source: SparkMLS
About this home
Located in Shelby Village in Shelby, this property offers 3-bedroom, 1-bath, 891 sq ft, with original construction dating to 1990.
Listed at $99,900 (about $112/sq ft).
Estimated annual property tax: $430, or about $36 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area891 sqft
Lot Size0.65 acres
Year Built1990
Stories1
Location
CityShelby
MunicipalityShelby Vlg
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$430
Tax Year2025
Assessed Value$14,723
Parcel #64-046-490-006-00 and 64-046-490-006-10
Source: SparkMLS
Legal Description
123 SESSIONS RD WD-L2004P5081 S 50' LOT 6 & N 10' LOT 5 (60') SESSIONS STREET ESTATES. And 123 SESSIONS RD WD-L2006P31516 N 10 FT OF LOT 6 SESSIONS STREET ESTATES. 2007 SPLIT OF 046-490-007-50 ON 11/09/2006
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 4, 2026
Listed for sale
$99,900
Listed by Mindie VanBoxel
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about 123 Sessions Road, Shelby, MI 49455
What school district is 123 Sessions Road, Shelby, MI 49455 in?
Per MLS# 26033794, this property is served by Shelby. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26033794, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033794, the most recent reported annual property tax for 123 Sessions Road, Shelby, MI 49455 is $430 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 123 Sessions Road, Shelby, MI 49455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 123 Sessions Road, Shelby, MI 49455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Shelby Vlg police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$648
Principal & interest$648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
123 Sessions Road, Shelby, MI 49455
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Municipality
Shelby Village
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County
Macomb County
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