Sold
123 Terrace Street, Allegan, MI 49010
Sold on 01/09/2026 for$200,000
MLS # 25049220 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,528 sqftBuilt 19470.33 acres
1 / 21
Listing Description
Charming 3-bedroom, 1-bath home with over 1,500 finished square feet. The open-concept layout connects the living room, dining area, and kitchen for easy living and entertaining. A cozy family room features a gas log stone-faced fireplace and opens to a private, fenced backyard with patio. The spacious lot offers shade in the front yard and plenty of room to enjoy outdoors. A large detached 2-car garage adds extra convenience. The dry basement provides excellent storage or space for hobbies - newer furnace and a/c. Lovingly cared for by the same family for nearly 60 years, this home is ready for new owners to make their own memories. Reserved Items: Mail box in backyard.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,528 sq ft home in Allegan in Allegan built in 1947.
Final sale price: $200,000 (about $131/sq ft).
Property tax estimate: $1,637 per year ($136/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,528 sqft
Lot Size0.33 acres
Year Built1947
Stories1
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed9/23/2025
Sold Date1/8/2026
Original Price$255,000
Terms AcceptedCash, Conventional
Concessions$6,000
Source: SparkMLS
Tax Information
Annual Tax$1,637
Tax Year2025
Assessed Value$37,605
Parcel #03-51-120-076-00
Source: SparkMLS
Legal Description
E 27 .5' OF LOT 90 ALSO LOT 91 DAVIS ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cheri S Schulz
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 123 Terrace Street, Allegan, MI 49010
Which school district serves 123 Terrace Street, Allegan, MI 49010?
Per MLS# 25049220, 123 Terrace Street, Allegan, MI 49010 is in the Allegan Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25049220, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 123 Terrace Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $1,637 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 123 Terrace Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 123 Terrace Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 123 Terrace Street, Allegan, MI 49010. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 123 Terrace Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,330
Principal & interest$1,330
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
8 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
123 Terrace Street, Allegan, MI 49010
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Municipality
Allegan
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