Sold
124 S State Street, Alma, MI 48801
Sold on 05/01/2026 for$160,000
MLS # 1941671 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19130.1 acres
1 / 18
Listing Description
Charming 1.5 Story Home in the Heart of Alma! Discover this beautifully maintained 1.5 story home located in the City of Alma, just a short walk from parks, downtown shopping, restaurants, coffee shops, and Alma College. This home is move-in ready and full of character — the perfect blend of classic charm and modern updates! Highlights You’ll Love: Gorgeous wood floors throughout the main level Freshly painted exterior and interior with updated vinyl siding Welcoming covered front porch with brand-new pressure-treated decking — ideal for relaxing evenings Spacious rooms featuring a formal dining area and updated kitchen with plenty of storage and style Two comfortable bedrooms upstairs with a full bath Laundry area conveniently located in the lower level full basement Updated windows and natural gas forced-air heating for year-round comfort Private backyard perfect for entertaining, plus a detached 1.5-car garage Great curb appeal in a fantastic location close to everything Alma has to offer This clean, lovely home offers both comfort and convenience — whether you’re starting out, downsizing, or looking for a charming place near Alma’s vibrant downtown. 2nd floor has a bedroom in bedroom which is part of measurment and can be a closet or extra child room. Home can be furnished if buyer is interested. Don’t miss your chance to make this beautiful home yours!
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 2-bedroom, 1-bath, with original construction dating to 1913.
This home sold for $160,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.1 acres
Year Built1913
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementMichigan Basement
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/14/2026
Sold Date4/30/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Deb Morris
Unknown Office
Frequently Asked Questions about 124 S State Street, Alma, MI 48801
Can I use FHA or VA financing for this property?
Per MLS# 1941671, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 124 S State Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 124 S State Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,024
Principal & interest$1,024
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
124 S State Street, Alma, MI 48801
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Municipality
Alma
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