For Sale
124 Toby Road NW, Sparta, MI 49345
$534,900
MLS # 25045098 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,597 sqftBuilt 20251.55 acres
1 / 6
Listing Description
Proposed new construction with Heartland Builders! Think wide-open spaces with 9' ceilings on both the main and lower levels, a 16'x16' patio perfect for summer nights, and a $13,000 appliance allowance so you can design the kitchen you've been dreaming of. This home also includes a conventional septic, well with water softener, and tree clearing allowance. With Heartland's quality features, like luxury cabinetry, energy-efficient construction, and a full warranty. You'll have peace of mind knowing your home is built to last. The best part? You can still make it your own with finishes and details that fit your style and budget.
Source: SparkMLS
About this home
Located in Sparta, this property offers 3-bedroom, 2-bath, 1,597 sq ft, with original construction dating to 2025.
Currently offered at $534,900 (about $335/sq ft).
Annual property taxes run approximately $1,275 ($106/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,597 sqft
Lot Size1.55 acres
Year Built2025
Stories1
Location
CitySparta
MunicipalitySparta Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/3/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,275
Tax Year2025
Assessed Value$27,100
Parcel ##41-05-12-426-004
Source: SparkMLS
Legal Description
410512426004 PART OF SE 1/4 COM 1223.40 FT S 0D 23M 30S E ALONG E SEC LINE & 947.21 FT N 87D 59M 30S W FROM E 1/4 COR TH N 87D 59M 30S W 220.0 FT TH N 0D 23M 30S W 366.57 FT TH S 87D 59M 30S E 148.58 FT TH S 11D 19M 13S E 376.39 FT TO BEG * SEC 12 T9N R12W 1.55 A. SPLIT ON 06/07/2004 FROM 41-05-12-476-031, 41-05-12-476-023, 41-05-12-476-024, 41-05-12-476-029, 41-05-12-476-030; SPLIT ON 03/01/2006
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa M Thomas
Polaris Real Estate LLC
Frequently Asked Questions about 124 Toby Road NW, Sparta, MI 49345
What school district is 124 Toby Road NW, Sparta, MI 49345 in?
Per MLS# 25045098, this property is served by Sparta. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 124 Toby Road NW, Sparta, MI 49345?
Per MLS# 25045098, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25045098, the most recent reported annual property tax for 124 Toby Road NW, Sparta, MI 49345 is $1,275 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 124 Toby Road NW, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 124 Toby Road NW, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 124 Toby Road NW, Sparta, MI 49345?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Twp police department or the Kent County sheriff's office.
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Monthly payment$3,469
Principal & interest$3,469
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
9 providers at this address
Surf InternetFiber
8 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsMichwave Technologies IncFixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
124 Toby Road NW, Sparta, MI 49345
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