For Sale
12403 Willard Road, Montrose, MI 48417
$220,000
MLS # 20261048592 (Realcomp)
3 beds1 bath1,364 sqftBuilt 19761.38 acres
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Listing Description
Charming Tri-Level Home with open living areas with natural light in Serene Country Setting! Discover this spacious 3-bedroom tri-level home nestled on 1.37 acres of peaceful countryside. Featuring a finished basement with a potential 4th bedroom and entertainment space, this home offers flexibility for growing families or hosting guests. A nature lover’s paradise property backs to lush woods for privacy and tranquility. Enjoy your own stocked pond—perfect for fishing or relaxing by the water featuring expansive pole barn ideal for storage, hobbies, or workshop space, room to roam, garden, or simply enjoy the outdoors! Home is Move-In Ready all appliances included in the sale as well as the outdoor play set. Whether you're looking for a peaceful retreat or a place to entertain, this property delivers the best of both worlds.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,364 sq ft home built in 1976 sits in Montrose Township in Montrose.
Asking $220,000 (about $161/sq ft).
Annual property taxes run approximately $3,382 ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,364 sqft
Lot Size1.38 acres
Year Built1976
Stories3
Location
CityMontrose
MunicipalityMontrose Twp
Zip Code48417
CountyGenesee
School DistrictMontrose
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,382
Parcel #1306100004
Source: SparkMLS
Legal Description
W 150 FT OF E 1224.6 FT OF N 1/2 OF N 1/2 OF N 1/2 OF NW FR 1/4 SEC 6 T9N R5E (78)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John T Sedlarik
The Sedlarik Group Realty LLC
Frequently Asked Questions about 12403 Willard Road, Montrose, MI 48417
What school district is 12403 Willard Road, Montrose, MI 48417 in?
Per MLS# 20261048592, this property is served by Montrose. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261048592, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048592, the most recent reported annual property tax for 12403 Willard Road, Montrose, MI 48417 is $3,382. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12403 Willard Road, Montrose, MI 48417 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12403 Willard Road, Montrose, MI 48417 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montrose Twp police department or the Genesee County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12403 Willard Road, Montrose, MI 48417
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Municipality
Montrose Township
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