Under Contract
12496 Big Four Road, Bear Lake, MI 49614
$95,000
MLS # 26019575 (Michigan Regional Information Center (MichRIC))
3 beds1 bath912 sqftBuilt 19501.38 acres
1 / 30
Listing Description
Looking for your starter home or a northern Michigan getaway? Look no further, this 3 bedroom 1 bath home with a 24x30 pole barn is waiting for you! Sitting on 1.23 acres with a large yard, this home offers privacy and solitute while still being within a half hour of of a major grocery store, beaches, skiing and many outdoor recreation activities. Offer deadline 7pm on 5/6/26
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 912 sq ft home built in 1950 sits in Bear Lake.
Listed at $95,000 (about $104/sq ft).
Estimated annual property tax: $710, or about $59 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Cherryland Electric Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area912 sqft
Lot Size1.38 acres
Year Built1950
Stories1
Location
CityBear Lake
MunicipalityBear Lake Twp
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorCeiling Fan(s)
Sale & Financing
Listed5/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$710
Tax Year2025
State Equalized Value$55,500
Taxable Value$25,515
Assessed Value$24,845
Homestead (PRE)100%
Parcel #02-001-400-01
Source: Public Records
Legal Description
PT NE 1/4 SE 1/4, COM AT NE COR THEREOF, TH W 300 FT, TH S 200 FT, TH E 300 FT, TH N 200 FT TO POB. SEC 1 T23N R15W. 1.23 A*M/L. SALE(74) 1325 0723 (96) 3L628 0519 (98) 10670 0197, 3672 0043, 3687 0786
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Leah Gannon
LIGHTHOUSE REALTY-Manistee
Frequently Asked Questions about 12496 Big Four Road, Bear Lake, MI 49614
What school district is 12496 Big Four Road, Bear Lake, MI 49614 in?
Per MLS# 26019575, this property is served by Bear Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26019575, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019575, the most recent reported annual property tax for 12496 Big Four Road, Bear Lake, MI 49614 is $710 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12496 Big Four Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12496 Big Four Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Twp police department or the Manistee County sheriff's office.
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Monthly payment$616
Principal & interest$616
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
12496 Big Four Road, Bear Lake, MI 49614
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