Pending
12515 Fargo Street NE, Gowen, MI 49326
$359,900
MLS # 26011664 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,931 sqftBuilt 20051.08 acres
1 / 50
Listing Description
Move-in ready 4-bed, 2-bath bi-level home built in 2005 and meticulously maintained by a professional HVAC technician. The upper level features an open-concept layout with a kitchen offering stainless steel appliances, tiled backsplash, and center island, flowing into the dining and family room. A slider leads to a spacious deck, perfect for relaxing or entertaining. The primary bedroom offers convenient access to the main bath. The lower level includes two additional bedrooms, a full bath, and a comfortable family room wired for surround sound. Additional features include central air, a 2-stall attached garage, and storage shed. A standout feature is the large heated, insulated shop--ideal for hobbies, projects, or extra workspace. Conveniently located near town, golf courses, lakes, and Lincoln Heights Elementary. Schedule your showing today!
Source: SparkMLS
About this home
Located in Spencer Township in Gowen, this property offers 4-bedroom, 2-bath, 1,931 sq ft, with original construction dating to 2005.
Listed at $359,900 (about $186/sq ft).
Estimated annual property tax: $4,468, or about $372 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,931 sqft
Lot Size1.08 acres
Year Built2005
Stories2
Location
CityGowen
MunicipalitySpencer Twp
Zip Code49326
CountyKent
School DistrictGreenville
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed4/26/2026
Original Price$349,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,468
Tax Year2025
State Equalized Value$172,000
Taxable Value$172,000
Assessed Value$170,718
Parcel #410427203009
Source: Public Records
Legal Description
UNIT 9 * LINCOLN PARK PLACE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.365 LIBER 4000 PAGE 1032
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg Brown
ERA Reardon Realty Great Lakes
Frequently Asked Questions about 12515 Fargo Street NE, Gowen, MI 49326
What school district is 12515 Fargo Street NE, Gowen, MI 49326 in?
Per MLS# 26011664, this property is served by Greenville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12515 Fargo Street NE, Gowen, MI 49326?
Per MLS# 26011664, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011664, the most recent reported annual property tax for 12515 Fargo Street NE, Gowen, MI 49326 is $4,468 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12515 Fargo Street NE, Gowen, MI 49326 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12515 Fargo Street NE, Gowen, MI 49326 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spencer Twp police department or the Kent County sheriff's office.
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12515 Fargo Street NE, Gowen, MI 49326
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Municipality
Spencer Township
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