For Sale

126 N Monroe Street, Rockford, MI 49341

$749,900

MLS # 25049699 (Michigan Regional Information Center (MichRIC))

4 beds2 baths2,164 sqftBuilt 19001.45 acres

126 N Monroe Street, Rockford, MI 49341 — front exterior

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Listing Description

This incredible property downtown Rockford is on the market for the first time in 40 years. Sitting on one of the largest lots, mere steps from all that downtown Rockford has to offer, this unique opportunity combines country living with downtown convenience. This charming turn of the century home has beautiful original woodwork and high ceilings, accented with stained glass windows and solid oak pocket doors, along with a walk-up attic. 4 BRs and a full bath on 2nd floor. Big ticket items recently updated: new roof, vinyl siding, windows, and whole house boiler. Enjoy 3 outbuildings: a 30'x 60' pole barn; a 40'x20' workshop currently set up for woodworking; and a garage/carriage house with a 2nd floor apartment that is currently rented out, but could be used for multi-generational living. You'll love the short distance to downtown for dinner, ice cream, the farmer's market, entertainment and local festivals, and access to the White Pine Trail. It's a must see!

Source: SparkMLS

About this home

This 4-bedroom, 2-bath, 2,164 sq ft home built in 1900 sits in Rockford in Rockford.

Currently offered at $749,900 (about $347/sq ft).

Estimated annual property tax: $4,545, or about $379 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 10 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area2,164 sqft

Lot Size1.45 acres

Year Built1900

Stories2

Location

CityRockford

MunicipalityRockford City

Zip Code49341

CountyKent

School DistrictRockford

Construction & Systems

StyleHistoric, Traditional

ConstructionVinyl Siding

BasementFull

Garage2 spaces

HeatingHot Water, Radiant

WaterPublic

SewerPublic

InteriorEat-in Kitchen

Sale & Financing

Listed9/25/2025

Original Price$799,000

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$4,545

Tax Year2024

State Equalized Value$191,200

Taxable Value$115,942

Assessed Value$109,500

Parcel #410636403012

Source: Public Records

Legal Description

E 147 FT OF S 1/2 LOT 34 ALSO E 66 FT OF LOT 33 ALSO THAT PART OUTLOT 3 COM AT NE COR LOT 33 TH N TO EXT S LINE LOT 25 TH W 66 FT TH S TO N LINE LOT 33 TH E 66 FT TO BEG ALSO N 1/2 OF A PARCEL COMPRISING LOTS 34 89 & 90 * VILLAGE OF ROCKFORD

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Josh Goossen

Keller Williams GR East

Frequently Asked Questions about 126 N Monroe Street, Rockford, MI 49341

Which school district serves 126 N Monroe Street, Rockford, MI 49341?

Per MLS# 25049699, 126 N Monroe Street, Rockford, MI 49341 is in the Rockford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rockford directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 25049699, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 126 N Monroe Street, Rockford, MI 49341?

Per public tax records, annual property taxes for this property are $4,545 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 126 N Monroe Street, Rockford, MI 49341 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 126 N Monroe Street, Rockford, MI 49341 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is available at 126 N Monroe Street, Rockford, MI 49341. The maximum advertised download speed is 8.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 126 N Monroe Street, Rockford, MI 49341?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Rockford City police department or the Kent County sheriff's office.

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