Sold
1265 River Road, St. Clair, MI 48079
Sold on 05/29/2026 for$495,000
MLS # 20261033354 (Realcomp)
3 beds2 baths2,134 sqftBuilt 19480.39 acres
1 / 48
Listing Description
Enjoy stunning panoramic views of the St. Clair River from this beautifully updated waterfront home offering 2,134 total square feet between the main and lower levels. Situated on 50 feet of river frontage, this move-in ready property has been extensively updated within the past few years and is designed to maximize both comfort and scenery. Recent improvements include a new roof in 2023 and new gutters with gutter guards installed in 2024. The home features 3 bedrooms and 2 full baths, along with natural fireplaces in both the living room and primary bedroom (could also be used as a second living area), creating warm and inviting spaces throughout. A balcony overlooking the river from the main level and a large covered riverside deck provide the perfect spaces to relax and enjoy the breathtaking waterfront setting year-round. The waterfront setup includes a private dock and boat hoist, ideal for boating enthusiasts. An additional detached 3-car garage provides abundant storage for vehicles, water toys, and equipment. A rare opportunity to enjoy updated riverfront living with exceptional views and amenities.
Source: SparkMLS
About this home
Located in St Clair Township in St. Clair, this property offers 3-bedroom, 2-bath, 2,134 sq ft, with original construction dating to 1948.
This home sold for $495,000 (about $232/sq ft).
Property tax estimate: $4,121 per year ($343/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,134 sqft
Lot Size0.39 acres
Year Built1948
Stories1
Location
CitySt. Clair
MunicipalitySt. Clair Twp
Zip Code48079
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/13/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,121
Parcel #74308500031000
Source: SparkMLS
Legal Description
S 50 FT OF LOT 23 SUPERVISORS GEORGE SMITH FARM PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cindy Davis
Berkshire Hathaway HomeServices Kee Realty Ft Gra
Frequently Asked Questions about 1265 River Road, St. Clair, MI 48079
What school district is 1265 River Road, St. Clair, MI 48079 in?
Per MLS# 20261033354, this property is served by East China. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1265 River Road, St. Clair, MI 48079?
Per MLS# 20261033354, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033354, the most recent reported annual property tax for 1265 River Road, St. Clair, MI 48079 is $4,121. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1265 River Road, St. Clair, MI 48079 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1265 River Road, St. Clair, MI 48079 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Clair Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,145
Principal & interest$3,145
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1265 River Road, St. Clair, MI 48079
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Municipality
St Clair Township
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