For Sale
12744 - 46 Stoepel Street, Detroit, MI 48238
$189,900
MLS # 20251048382 (Realcomp)
Built 19260.09 acres
1 / 10
Listing Description
INVESTOR'S GEM or PERFECT OWNER- OCCUPIED OPPORTUNITY!! LIVING ONE UNIT and LEASE THE OTHER UNIT OUT! 3 bedrooms, 1 full bath up and down. Property completely renovated and ready for you or your tenants to move in. Separately utilities, private entrances, separate basements with laundry, large living room with fireplace, and large dining room, all bedrooms are oversized, lots of closets spaces and storage, large fenced-in backyard with a two-car side entrance garage. FHA & VA BUYERS WELCOME! Close to freeways, schools and shops. ALL MEASUREMENTS ARE APPROXIMATE BUYER & BUYER AGENT TO VERIFY.
Source: SparkMLS
About this home
2-bath home in Winterhalter in Detroit built in 1926.
Currently offered at $189,900.
Property tax estimate: $1,771 per year ($148/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Bathrooms2
Lot Size0.09 acres
Year Built1926
Location
CityDetroit
Zip Code48238
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
Sale & Financing
Listed10/23/2025
Original Price$199,900
Terms AcceptedCash, Conventional, FHA, Land Contract, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,489
Tax Year2025
State Equalized Value$27,600
Assessed Value$27,600
Homestead (PRE)50%
Parcel #16018824.
Source: Public Records
Legal Description
E STOEPEL 159ROBERT OAKMANS FORD HWY & GLENDALL35 P82 PLATS, W C R 16/256 36X108
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Darren Johnson
Johnson Premier Realty Co
Frequently Asked Questions about 12744 - 46 Stoepel Street, Detroit, MI 48238
Which school district serves 12744 - 46 Stoepel Street, Detroit, MI 48238?
Per MLS# 20251048382, 12744 - 46 Stoepel Street, Detroit, MI 48238 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251048382, this listing accepts Cash, Conventional, FHA, Land Contract, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12744 - 46 Stoepel Street, Detroit, MI 48238?
Per public tax records, annual property taxes for this property are $1,352. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12744 - 46 Stoepel Street, Detroit, MI 48238 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 12744 - 46 Stoepel Street, Detroit, MI 48238 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12744 - 46 Stoepel Street, Detroit, MI 48238?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,771
Monthly$148
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,379
Principal & interest$1,232
Property taxes$148
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12744 - 46 Stoepel Street, Detroit, MI 48238
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Neighborhood
Winterhalter
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Community
Detroit
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County
Wayne County
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