For Sale
12766 Oakley Road, Honor, MI 49640
$359,000
MLS # 1944313 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19902 acres
1 / 23
Listing Description
Enjoy the perfect balance of privacy and convenience in this meticulously maintained home situated on two private wooded acres in the heart of Northern Michigan. Ideally located between Traverse City and the shores of Lake Michigan, this property offers peaceful seclusion with easy access to area amenities and recreation. Move-in ready with recent upgrades including a new roof (2024), high-efficiency HVAC system with central air (2022), and fiber optic high-speed internet. Spacious primary suite offers abundant natural light and an impressive walk-in closet. Open-concept main level flows into a finished walk-out lower level with access to the private wooded backyard, ideal for entertaining, grilling, or relaxing in nature. Multi-level decking overlooks a beautiful landscape of hardwoods, evergreens, and frequent wildlife. Walking distance to expansive state forest land and trail systems for hiking, biking, and ORV use. Approximately 15 minutes to Sleeping Bear Dunes and 20 minutes to Crystal Mountain for year-round golf and skiing. A rare turn-key opportunity combining modern updates, acreage, and premier Northern Michigan outdoor access.
Source: SparkMLS
About this home
Located in Honor, this property offers 3-bedroom, 2-bath, with original construction dating to 1990.
Listed at $359,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size2 acres
Year Built1990
Location
CityHonor
Zip Code49640
CountyBenzie
Construction & Systems
BasementDaylight, Other
HeatingHeat Pump
WaterPrivate Water
Sale & Financing
Listed4/27/2026
Original Price$379,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Hricik
The Mitten Real Estate Group
Frequently Asked Questions about 12766 Oakley Road, Honor, MI 49640
What type of financing is accepted for this listing?
Per MLS# 1944313, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12766 Oakley Road, Honor, MI 49640 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12766 Oakley Road, Honor, MI 49640 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12766 Oakley Road, Honor, MI 49640?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,328
Principal & interest$2,328
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12766 Oakley Road, Honor, MI 49640
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