For Sale
128 Henry Ruff Road, Garden City, MI
$175,500
MLS # 20261016542 (Realcomp)
3 beds1 bath1,220 sqftBuilt 19250.2 acres
1 / 34
Listing Description
This adorable home is waiting on its new owner. This home is positioned on a large lot. Most everything has been updated. Floors, carpet, freshly painted and updated kitchen. It offers a very Spacious Kitchen, with many cabinets and plenty of counter space. The home has lots of natural light flowing through, it has a modern bright open feel. It offers plenty of living space, It offers a spacious flex room, that was previously used as a master bedroom or it can be used as a recreational room or whatever accommodates your needs. This is a move in ready, in seek of a new owner.Listing Agent is part Owner of the property. All data, info, sizes are approx. but not guaranteed. All parties are held harmless and have disclosed everything to the best of their knowledge. Certificate of occupancy is completed.Take the time to schedule a tour of this home. The potential is unlimited. This home offers a lot for the buck. Come take a peek.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,220 sq ft home in Garden City in Garden City built in 1925.
Asking $175,500 (about $144/sq ft).
Property tax estimate: $2,968 per year ($247/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,220 sqft
Lot Size0.2 acres
Year Built1925
Stories2
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/18/2026
Original Price$199,500
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,968
Parcel #35019990002000
Source: SparkMLS
Legal Description
14E2 THAT PART OF THE SE 1/4 OF SEC 14 DESCRIBED AS BEGINNING AT A POINT ON THE N AND S 1/4 LINE OF SAID SECTION DISTANT N 0D 42M 40SEC E 157.94 FT FROM THE S 1/4 CORNER OF SEC 14 AND PROCEEDING TH N 0D 42M 40SEC E ALONG SAID LINE 62.47 FT TH S 89D 0 2M 20SEC E 139 FT TH S 0D 42M 40SEC W 62.47 FT TH N 89D 02M 20SEC W 139 FT TO THE POB 0.20 ACRE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Mar 19, 2026
Listed for sale
$199,500
More Homes in Garden City
Listed by Kathy Christo
Clients First, REALTORS®
Frequently Asked Questions about 128 Henry Ruff Road, Garden City, MI
Which school district serves 128 Henry Ruff Road, Garden City, MI?
Per MLS# 20261016542, 128 Henry Ruff Road, Garden City, MI is in the Garden City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Garden City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261016542, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 128 Henry Ruff Road, Garden City, MI?
Per public tax records, annual property taxes for this property are $2,968. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 128 Henry Ruff Road, Garden City, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 128 Henry Ruff Road, Garden City, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 128 Henry Ruff Road, Garden City, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,138
Principal & interest$1,138
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
128 Henry Ruff Road, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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