For Sale
1290 W Echo Drive, White Cloud, MI 49349
$620,000
MLS # 26020668 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,883 sqftBuilt 200419.77 acres
1 / 29
Listing Description
Experience luxury living in this stunning custom-built home nestled on 20 breathtaking acres bordering the Manistee National Forest. Surrounded by towering trees, abundant wildlife, and the peaceful quietness of the woods, this property offers the perfect blend of privacy and convenience with quick access to the main road and an easy drive to Grand Rapids, Big Rapids, and Muskegon. Near countless lakes for boating, fishing, and outdoor recreation, this exceptional retreat is truly a nature lover's dream. Inside, the open-concept design features soaring cathedral ceilings, upscale finishes, a gourmet kitchen with an oversized pantry, and two spacious main suites designed for comfort and elegance. The home also includes a whole-house generator for added peace of mind and year-round comfort. The full basement is a blank canvas ready for a theater, gym, additional living space, or entertainment area. A rare luxury property offering beauty, serenity and endless possibilities.
Source: SparkMLS
About this home
Located in White Cloud, this property offers 4-bedroom, 3-bath, 2,883 sq ft, with original construction dating to 2004.
Asking $620,000 (about $215/sq ft).
Estimated annual property tax: $2,147, or about $179 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,883 sqft
Lot Size19.77 acres
Year Built2004
Stories1
Location
CityWhite Cloud
MunicipalitySherman Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCenter Island
Sale & Financing
Listed5/6/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,147
Tax Year2025
Assessed Value$196,693
Parcel #14-11-100-003
Source: SparkMLS
Legal Description
NE 1/4 NW 1/4 EXC W 1/2 THEREOF SEC 11 T13N R13W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Derks
Five Star Real Estate Fremont
Frequently Asked Questions about 1290 W Echo Drive, White Cloud, MI 49349
Which school district serves 1290 W Echo Drive, White Cloud, MI 49349?
Per MLS# 26020668, 1290 W Echo Drive, White Cloud, MI 49349 is in the White Cloud boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Cloud directly to confirm enrollment eligibility.
What financing options are available for 1290 W Echo Drive, White Cloud, MI 49349?
Per MLS# 26020668, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1290 W Echo Drive, White Cloud, MI 49349?
Per public tax records, annual property taxes for this property are $2,147 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1290 W Echo Drive, White Cloud, MI 49349 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1290 W Echo Drive, White Cloud, MI 49349 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1290 W Echo Drive, White Cloud, MI 49349?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sherman Twp police department or the Newaygo County sheriff's office.
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Monthly payment$4,021
Principal & interest$4,021
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1290 W Echo Drive, White Cloud, MI 49349
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