Sold
12941 Hopkins Forest Drive, Bear Lake, MI 49614
Sold on 10/14/2025 for$485,000
MLS # 25044913 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,024 sqftBuilt 19400.34 acres
1 / 48
Listing Description
Vintage Cottage on 75' of private water front on Bear Lake, Manistee County. Enjoy the 1800 Acres of the all sports lake, boating, fishing, water skiing, kayaking and sunset pontoon rides all included. The location is one of the most desirable spots on Bear Lake. The area offers some of the best venues in the Midwest along with Arcadia Bluffs, Crystal Mountain and Lake Michigan are just a short drive away. This property offers you the opportunity you have been waiting for don't miss out.
Source: SparkMLS
About this home
Located in Bear Lake, this property offers 2-bedroom, 2-bath, 1,024 sq ft, with original construction dating to 1940.
Final sale price: $485,000 (about $474/sq ft).
Annual property taxes run approximately $3,476 ($290/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,024 sqft
Lot Size0.34 acres
Year Built1940
Stories2
Location
CityBear Lake
MunicipalityBear Lake Twp
Zip Code49614
CountyManistee
School DistrictBear Lake School District
Construction & Systems
StyleCabin
ConstructionOther
BasementSlab
HeatingSpace Heater
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available
InteriorBroadband, LP Tank Owned
Sale & Financing
Listed9/9/2025
Sold Date10/13/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,476
Tax Year2025
Assessed Value$78,935
Parcel #51-02-341-701-09
Source: SparkMLS
Legal Description
HOPKINS FOREST LAKESIDE PLAT LOT 5 & N 25FT OF LOT 6
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Judge
Coldwell Banker Schmidt - Onekama
Frequently Asked Questions about 12941 Hopkins Forest Drive, Bear Lake, MI 49614
What school district is 12941 Hopkins Forest Drive, Bear Lake, MI 49614 in?
Per MLS# 25044913, this property is served by Bear Lake School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12941 Hopkins Forest Drive, Bear Lake, MI 49614?
Per MLS# 25044913, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25044913, the most recent reported annual property tax for 12941 Hopkins Forest Drive, Bear Lake, MI 49614 is $3,476 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12941 Hopkins Forest Drive, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12941 Hopkins Forest Drive, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12941 Hopkins Forest Drive, Bear Lake, MI 49614?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12941 Hopkins Forest Drive, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Twp police department or the Manistee County sheriff's office.
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Monthly payment$3,211
Principal & interest$3,211
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12941 Hopkins Forest Drive, Bear Lake, MI 49614
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