Sold
12985 Hamilton Hills Drive NE, Gowen, MI 49326
Sold on 01/16/2026 for$495,000
MLS # 25061369 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,170 sqftBuilt 20144.3 acres
1 / 34
Listing Description
Welcome home to this move-in-ready ranch perfectly positioned on 4.3 acres with a creek winding through the backyard. This 4 bedroom, 3 bath home offers main floor living, a spacious layout, and beautiful natural views from every window. Step out onto the covered deck- an absolute dream spot overlooking the creek, footbridges and wooden landscape. Enjoy endless outdoor adventures with White Pine Park as your neighbor featuring direct access to scenic walking trails. The property also includes a heated 2 stall garage for added comfort and convenience and a ready-to-use chicken coop for those who enjoy hobby farming. This is the property you've been waiting for - nature, space and a beautifully maintained home all wrapped into one. Seller has requested offers be submitted by 12/15 at 5pm for review.
Source: SparkMLS
About this home
Located in Spencer Township in Gowen, this property offers 4-bedroom, 3-bath, 2,170 sq ft, with original construction dating to 2014.
Closed at $495,000 (about $228/sq ft).
Property tax estimate: $4,312 per year ($359/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,170 sqft
Lot Size4.3 acres
Year Built2014
Stories1
Location
CityGowen
MunicipalitySpencer Twp
Zip Code49326
CountyKent
School DistrictGreenville Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCenter Island
Sale & Financing
Listed12/10/2025
Sold Date1/15/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$100 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,312
Tax Year2025
State Equalized Value$201,400
Taxable Value$169,183
Assessed Value$164,736
Parcel #410435100074
Source: Public Records
Legal Description
410435100074 PART OF NW 1/4 COM 4.0 FT N 0D 12M 04S W ALONG W SEC LINE & 1013.25 FT S 89D 53M 09S E FROM W 1/4 COR TH S TO E&W 1/4 LINE TH E ALONG E&W 1/4 LINE TO W 1/8 LINE TH N 0D 04M 26S W ALONG W 1/8 LINE 662.18 FT TO N LINE OF S 1/2 SW 1/4 NW 1/ 4 TH N 89D 57M 39W W ALONG SD N LINE 300.0 FT TH S 0D 04M 26S E 537.79 FT TH SELY 188.69 FT ALONG A 60 FT RAD CURVE TO LT /LONG CHORD BEARS S 0D 01M
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandi Clark
Michigan Top Producers
Frequently Asked Questions about 12985 Hamilton Hills Drive NE, Gowen, MI 49326
Which school district serves 12985 Hamilton Hills Drive NE, Gowen, MI 49326?
Per MLS# 25061369, 12985 Hamilton Hills Drive NE, Gowen, MI 49326 is in the Greenville Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Greenville Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25061369, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12985 Hamilton Hills Drive NE, Gowen, MI 49326?
Per public tax records, annual property taxes for this property are $4,312 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12985 Hamilton Hills Drive NE, Gowen, MI 49326 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12985 Hamilton Hills Drive NE, Gowen, MI 49326 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 12985 Hamilton Hills Drive NE, Gowen, MI 49326. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12985 Hamilton Hills Drive NE, Gowen, MI 49326?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spencer Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,219
Principal & interest$3,211
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12985 Hamilton Hills Drive NE, Gowen, MI 49326
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Municipality
Spencer Township
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