For Sale
130 E Water Street, Constantine, MI 49042
$249,900
MLS # 26006721 (Michigan Regional Information Center (MichRIC))
2 beds4 baths2,414 sqftBuilt 19000.12 acres
1 / 24
Listing Description
Do you want to live where you work? Or rent out the lower level to minimize your expenses while you live upstairs? This well-known cajon restaurant was a staple in the community and comes fully equipped with all fixtures and equipment included! Permission by the health dept. has been given to cook in the outside area!The 1,200 sq ft main level is full of character and charm, featuring a fully furnished coffee bar, refrigeration/freezers, dual restrooms and more! Upstairs, you'll find a beautiful 2-bedroom, 2-bath apartment, with thoughtful details throughout. Features include a private entrance, 2-car garage, stainless steel appliances, ceramic heated tile flooring and a whirlpool tub. Perfect for an owner-operator or additional rental income. A full basement under the store offers a potential rental unit with a full bathroom and also provides exceptional additional space for storage or expansion opportunities. Prime location, income potential and unmatched character
Source: SparkMLS
About this home
2-bedroom, 4-bath, 2,414 sq ft home in Constantine Village in Constantine built in 1900.
Listed at $249,900 (about $104/sq ft).
Property tax estimate: $694 per year ($58/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms4
Living Area2,414 sqft
Lot Size0.12 acres
Year Built1900
Stories2
Location
CityConstantine
MunicipalityConstantine Vllg
Zip Code49042
CountySt. Joseph
School DistrictConstantine
Construction & Systems
StyleTraditional
ConstructionBlock
BasementFull
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorBroadband
Sale & Financing
Listed2/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$694
Tax Year2025
Assessed Value$43,600
Parcel #04308002200
Source: SparkMLS
Legal Description
E 44.5 FT OF LOT 3 BLK 2 ASSESSORS PLAT OF ABSTRACTORS ADD. VIL OF CONSTANTINE.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Josh Nagy
Berkshire Hathaway HomeServices Michigan Real Estate
Frequently Asked Questions about 130 E Water Street, Constantine, MI 49042
What school district is 130 E Water Street, Constantine, MI 49042 in?
Per MLS# 26006721, this property is served by Constantine. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 130 E Water Street, Constantine, MI 49042?
Per MLS# 26006721, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26006721, the most recent reported annual property tax for 130 E Water Street, Constantine, MI 49042 is $694 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 130 E Water Street, Constantine, MI 49042 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 130 E Water Street, Constantine, MI 49042 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Constantine Vllg police department or the St. Joseph County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
130 E Water Street, Constantine, MI 49042
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Municipality
Constantine Village
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