Sold
13020 Spruceridge Road, Gowen, MI 49326
Sold on 12/05/2025 for$385,000
MLS # 25040120 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,390 sqftBuilt 20232.92 acres
1 / 27
Listing Description
Welcome to this 2023-built ranch in Spruce Forest Cove, set on nearly 3 wooded acres with private frontage on Muskellunge Lake. This 2-bed, 2-bath home features 1,390 sq ft of main-level living with , open layout, main floor laundry, and an extra-large soaking tub in the primary suite. School of choice Greenville, Belding or Cedar Springs. The daylight lower level is unfinished and offers potential for 2 additional bedrooms, a family room, and a bathroom. 3 stall garage with 220, floor drains and hot and cold water. enter lock for natural gas generator quick release. Integrated TP link system. Enjoy peaceful surroundings and wildlife from the spacious 12x20 deck. Outbuildings are allowed. Land already cleared. Located in Spencer Township, just 30 minutes from Grand Rapids.
Source: SparkMLS
About this home
Located in Spencer Township in Gowen, this property offers 2-bedroom, 2-bath, 1,390 sq ft, with original construction dating to 2023.
Closed at $385,000 (about $277/sq ft).
Property tax estimate: $2,828 per year ($236/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,390 sqft
Lot Size2.92 acres
Year Built2023
Stories1
Location
CityGowen
MunicipalitySpencer Twp
Zip Code49326
CountyKent
School DistrictLakeview Community Schools (Montcalm)
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed8/7/2025
Sold Date12/4/2025
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$200 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,828
Tax Year2025
State Equalized Value$180,000
Taxable Value$180,000
Assessed Value$180,000
Parcel #410402351003
Source: Public Records
Legal Description
Unit 3, spruce Forest Cove site condo
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael P O`Hara
Berkshire Hathaway HomeServices Michigan Real Estate (Main)
Frequently Asked Questions about 13020 Spruceridge Road, Gowen, MI 49326
What school district is 13020 Spruceridge Road, Gowen, MI 49326 in?
Per MLS# 25040120, this property is served by Lakeview Community Schools (Montcalm). In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25040120, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25040120, the most recent reported annual property tax for 13020 Spruceridge Road, Gowen, MI 49326 is $2,828 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13020 Spruceridge Road, Gowen, MI 49326 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13020 Spruceridge Road, Gowen, MI 49326 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 13020 Spruceridge Road, Gowen, MI 49326?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 13020 Spruceridge Road, Gowen, MI 49326. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spencer Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,546
Principal & interest$2,529
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13020 Spruceridge Road, Gowen, MI 49326
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Municipality
Spencer Township
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