Sold
1308 S Homer Road, Midland, MI 48640
Sold on 06/25/2026 for$260,000
MLS # 50207557 (MiRealSource)
4 beds2 bathsBuilt 19611.16 acres
1 / 43
Listing Description
HARMONIOUS ON HOMER! Have you been looking for an amazing home in Bullock Creek with the perfect kitchen window view? Well look no further than this private riverside home nestled on 1.16 acres. This brick ranch boasts 2400 square feet of finished space and 113 feet of frontage on the Pine River. The main floor features a vintage kitchen with an open concept to a large dining area. Enjoy the ability to use the patio door to your newly resurfaced deck overlooking the large private back yard and river. The main floor has an exceptionally sized living room featuring a fireplace wall. Additionally, there are two nicely sized bedrooms and a full bath on the first floor. The updated lower level contains a 13x33 foot open space for a family room, two additional bedrooms and one full bath. This level was updated with luxury vinyl tile flooring and does have a walkout door to be able to access the river. The lower level also has an amazing laundry area that could easily be converted into a second kitchen if desired. The two-car garage, newer roof (installed in 2020), natural gas, and city water ensure comfort and convenience. Don’t miss this perfect blend of nature and exemplary space—schedule your private tour today!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1961 sits in Midland.
Closed at $260,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size1.16 acres
Year Built1961
Location
CityMidland
MunicipalityHomer Twp
Zip Code48640
CountyMidland
School DistrictBullock Creek
Construction & Systems
ConstructionBrick
Garage2 spaces
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed5/13/2026
Sold Date6/24/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #040-034-400-426-00
Source: SparkMLS
Legal Description
SEC 34 T14N R1E COM 528 FT S OF E 1/4 COR, TH W 330 FT, S 132 FT, E 330 FT, N 132 FT.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cassie Cohoon
Modern Realty
Frequently Asked Questions about 1308 S Homer Road, Midland, MI 48640
What school district is 1308 S Homer Road, Midland, MI 48640 in?
Per MLS# 50207557, this property is served by Bullock Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50207557, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 1308 S Homer Road, Midland, MI 48640 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1308 S Homer Road, Midland, MI 48640 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Homer Twp police department or the Midland County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1308 S Homer Road, Midland, MI 48640
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