For Sale
13107 St Ervin Street, 42, Detroit, MI 48205
$209,900
MLS # 20261014827 (Realcomp)
3 beds3 baths1,590 sqftBuilt 2004
1 / 18
Listing Description
Open Sat. 3/14 1pm to 3pm.This condo has all the right features including 3 bedrooms, 2 1/2 baths, two car garage, basement with egress window, 2nd floor laundry and all appliances included. Quiet complex near shopping and restaurants.
Source: SparkMLS
About this home
Located in East Riverside in Detroit, this property offers 3-bedroom, 3-bath, 1,590 sq ft, with original construction dating to 2004.
Asking $209,900 (about $132/sq ft).
Estimated annual property tax: $8,286, or about $691 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,590 sqft
Year Built2004
Stories2
Location
CityDetroit
Zip Code48205
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorWhirlpool Tub
Sale & Financing
Listed3/8/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$350 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$11,823
Tax Year2025
State Equalized Value$129,100
Assessed Value$129,100
Homestead (PRE)100%
Parcel #21052032.023
Source: Public Records
Legal Description
W PIPER UNIT 42 WAYNE COUNTY CONDOMINIUM SUB PLAN NO 711 "HERITAGE AT RIVERBEND CONDOMINIUMS" MASTER DEED RECORDED L384850 P83 PLATS, W C R 21/1052 1.1764%
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kyle K Fohl
National Realty Centers, Inc
Frequently Asked Questions about 13107 St Ervin Street, 42, Detroit, MI 48205
What school district is 13107 St Ervin Street, 42, Detroit, MI 48205 in?
Per MLS# 20261014827, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261014827, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261014827, the most recent reported annual property tax for 13107 St Ervin Street, 42, Detroit, MI 48205 is $5,829. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13107 St Ervin Street, 42, Detroit, MI 48205 eligible for USDA financing?
Per USDA Rural Development boundary data, 13107 St Ervin Street, 42, Detroit, MI 48205 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13107 St Ervin Street, 42, Detroit, MI 48205 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$8,286
Monthly$691
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,402
Principal & interest$1,361
Property taxes$691
HOA$350
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13107 St Ervin Street, 42, Detroit, MI 48205
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Neighborhood
East Riverside
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Community
Detroit
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County
Wayne County
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