For Sale
13189 Three Oaks Road, Sawyer, MI 49125
$675,000
MLS # 26033128 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,527 sqftBuilt 20040.92 acres
1 / 24
Listing Description
Nestled on nearly one acre of wooded property in the highly desirable Harbor Country area, this charming New England Saltbox offers privacy, comfort, and an ideal location just minutes from Cherry Beach and Warren Dunes State Park, close to shops and the I-94 Sawyer exit. The light-filled open floor plan features abundant windows, skylights, and a magical stone wood-burning fireplace, creating an inviting living space year-round. This 2-bedroom, 2-bath home includes a bedroom on the main level, plus a spacious primary suite with a large walk-in closet on the upper and a versatile loft ideal for a home office, artist's studio, or additional sleeping area. Enjoy peaceful mornings and relaxing evenings on the expansive front porch or rear decks overlooking beautiful perennial and herb gardens set within the natural wooded landscape. Whether you're looking for a full-time residence, weekend retreat, or vacation home, this property offers the perfect lifestyle. It's a vacation every day
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,527 sq ft home in Chikaming Township in Sawyer built in 2004.
Asking $675,000 (about $442/sq ft).
Annual property taxes run approximately $3,174 ($265/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,527 sqft
Lot Size0.92 acres
Year Built2004
Stories2
Location
CitySawyer
MunicipalityChikaming Twp
Zip Code49125
CountyBerrien
School DistrictRiver Valley
Construction & Systems
ConstructionHardiPlank Type
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,174
Tax Year2024
Assessed Value$150,529
Parcel #11-07-0011-0006-10-9
Source: SparkMLS
Legal Description
BEG 659.81' N OF W1/4 PST SEC 11 T7S R20W TH N 200' TH N89DEG57'53''E 200' TH S 200' TH S89DEG57'53''W 200' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Lynn Kormanik
@properties Christie's International R.E.
Frequently Asked Questions about 13189 Three Oaks Road, Sawyer, MI 49125
Which school district serves 13189 Three Oaks Road, Sawyer, MI 49125?
Per MLS# 26033128, 13189 Three Oaks Road, Sawyer, MI 49125 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26033128, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13189 Three Oaks Road, Sawyer, MI 49125?
Per public tax records, annual property taxes for this property are $3,174 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13189 Three Oaks Road, Sawyer, MI 49125 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 13189 Three Oaks Road, Sawyer, MI 49125 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 13189 Three Oaks Road, Sawyer, MI 49125?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Monthly payment$4,378
Principal & interest$4,378
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13189 Three Oaks Road, Sawyer, MI 49125
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Municipality
Chikaming Township
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