For Sale
13200 Hopkins Forest Drive, Bear Lake, MI 49614
$409,000
MLS # 25058762 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,094 sqftBuilt 20010.17 acres
1 / 45
Listing Description
Enjoy ideal main-floor living in this updated 3-bed, 3-bath ranch just steps from Bear Lake public lake access. Short drive to Arcadia Bluffs, Crystal Mtn, and Lake Michigan beaches! Seller got relocated out of state. The open floor plan features vaulted ceilings, maple hardwood floors, and a wall of windows with peekaboo lake views. The living room opens to a newer front deck with awning, while the primary suite includes its own private deck--perfect for morning coffee. Two bedrooms and two full baths are on the main level, with laundry conveniently tucked in the hallway. The finished lower level offers a large third bedroom with egress and its own full bath--great for guests or extra living space. Located on a quiet dead-end paved street with a fully fenced backyard for privacy and peace of mind. Turnkey, low-maintenance, and ready for lake life!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,094 sq ft home built in 2001 sits in Bear Lake.
Listed at $409,000 (about $195/sq ft).
Estimated annual property tax: $4,749, or about $396 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,094 sqft
Lot Size0.17 acres
Year Built2001
Stories1
Location
CityBear Lake
MunicipalityPleasanton Twp
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
StyleContemporary, Ranch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed2/16/2026
Original Price$450,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,749
Tax Year2025
State Equalized Value$226,400
Taxable Value$179,314
Assessed Value$174,600
Parcel #12-481-704-01
Source: Public Records
Legal Description
OROURKES SUBDIVISION LOTS 13 & 14, EXC S 10 FT THEREOF. SALE(53) 1330 1622 (86) 3479 1378 (96) 3627 0387, 3634 0504 (99) 3707 0560, 3710 0251
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon Ball
Dwelling Realty - KW Northern Michigan
Frequently Asked Questions about 13200 Hopkins Forest Drive, Bear Lake, MI 49614
What school district is 13200 Hopkins Forest Drive, Bear Lake, MI 49614 in?
Per MLS# 25058762, this property is served by Bear Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25058762, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25058762, the most recent reported annual property tax for 13200 Hopkins Forest Drive, Bear Lake, MI 49614 is $4,749 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13200 Hopkins Forest Drive, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13200 Hopkins Forest Drive, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pleasanton Twp police department or the Manistee County sheriff's office.
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Monthly payment$2,653
Principal & interest$2,653
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13200 Hopkins Forest Drive, Bear Lake, MI 49614
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