Sold
13294 Spence Road, Three Rivers, MI 49093
Sold on 06/18/2026 for$550,000
MLS # 26030995 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,673 sqftBuilt 19790.2 acres
1 / 2
Listing Description
Comp only sale
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,673 sq ft home built in 1979 sits in Three Rivers.
This home sold for $550,000 (about $329/sq ft).
Property tax estimate: $2,988 per year ($249/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,673 sqft
Lot Size0.2 acres
Year Built1979
Stories1
Location
CityThree Rivers
MunicipalityFabius Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleRanch
ConstructionBrick, Stucco, Wood Siding
BasementPartial, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected
Sale & Financing
Listed6/21/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,988
Tax Year2025
Assessed Value$121,017
Parcel #004-380-002-00
Source: SparkMLS
Legal Description
LOT 2 SHADY POINT SUB-DIV. SEC. 10 T6S R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Garrett Hall
HG Real Estate
Frequently Asked Questions about 13294 Spence Road, Three Rivers, MI 49093
Which school district serves 13294 Spence Road, Three Rivers, MI 49093?
Per MLS# 26030995, 13294 Spence Road, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030995, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13294 Spence Road, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $2,988 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13294 Spence Road, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 13294 Spence Road, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 13294 Spence Road, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fabius Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13294 Spence Road, Three Rivers, MI 49093
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