For Sale
13486 Gallagher Street, Hamtramck, MI 48212
$117,000
MLS # 20261033853 (Realcomp)
3 beds2 baths1,399 sqftBuilt 19190.07 acres
1 / 40
Listing Description
Remarks: Charming bungalow-style home offering 3 spacious bedrooms and 2 full bathrooms in a highly convenient location! This versatile property features two separate living spaces: the first unit includes a large bedroom, full bathroom, living room, dining area, and kitchen. The second unit, with its own private entrance, boasts 2 generously sized bedrooms, a full bathroom, living and dining areas, and a full kitchen—perfect for rental income or extended family living. The full, unfinished basement offers great potential, including a half-bath rough-in and abundant storage space. Enjoy a fenced backyard and a detached car garage. Conveniently located near major freeways, restaurants, and schools. A great investment or owner-occupant opportunity!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,399 sq ft home built in 1919 sits in Davison in Hamtramck.
Listed at $117,000 (about $84/sq ft).
Annual property taxes run approximately $815 ($68/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,399 sqft
Lot Size0.07 acres
Year Built1919
Stories2
Location
CityHamtramck
MunicipalityHamtramck City
Zip Code48212
CountyWayne
School DistrictHamtramck
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
Sale & Financing
Listed5/11/2026
Original Price$119,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$968
Tax Year2025
State Equalized Value$12,700
Assessed Value$12,700
Homestead (PRE)100%
Parcel #09009626.
Source: Public Records
Legal Description
E GALLAGHER 36 SUNNYSIDE-SUB L18 P2 PLATS, WCR 9/146 30 X 100
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Osama Kaid
XPI Realty
Frequently Asked Questions about 13486 Gallagher Street, Hamtramck, MI 48212
Which school district serves 13486 Gallagher Street, Hamtramck, MI 48212?
Per MLS# 20261033853, 13486 Gallagher Street, Hamtramck, MI 48212 is in the Hamtramck boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hamtramck directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261033853, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13486 Gallagher Street, Hamtramck, MI 48212?
Per public tax records, annual property taxes for this property are $1,797. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13486 Gallagher Street, Hamtramck, MI 48212 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 13486 Gallagher Street, Hamtramck, MI 48212 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 13486 Gallagher Street, Hamtramck, MI 48212?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$815
Monthly$68
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$827
Principal & interest$759
Property taxes$68
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13486 Gallagher Street, Hamtramck, MI 48212
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Neighborhood
Davison
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Community
Detroit
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County
Wayne County
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