For Sale
13608 Balsam Street, Johannesburg, MI 49751
$519,900
MLS # 20261050690 (Realcomp)
3 beds2 baths3,525 sqftBuilt 19970.18 acres
1 / 42
Listing Description
Completely renovated in 2023 3 Bedroom, 2 Bath, this turnkey lakefront home on Little Bear Lake combines modern updates with relaxed waterfront living. The home features a brand-new kitchen with granite countertops, new cabinetry, updated flooring throughout, plus a new furnace and central air system for year-round comfort. The fully finished walkout lower level adds valuable additional living space and opens directly to the backyard, making it ideal for entertaining, guests, or seamless indoor-outdoor living. Every detail has been refreshed, including new landscaping that enhances curb appeal and the natural setting. Step outside to your private sandy beach and enjoy true lake life right from your doorstep. An elevated deck overlooks the water, offering beautiful panoramic views—perfect for morning coffee, evening sunsets, or hosting family and friends. The sale includes a boat house and dock. Move-in ready and thoughtfully updated from top to bottom, this property delivers the perfect blend of comfort, style, and an unbeatable lakefront lifestyle.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 3,525 sq ft home in Johannesburg built in 1997.
Currently offered at $519,900 (about $147/sq ft).
Estimated annual property tax: $2,992, or about $249 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,525 sqft
Lot Size0.18 acres
Year Built1997
Stories2
Location
CityJohannesburg
MunicipalityOtsego Lake Twp
Zip Code49751
CountyOtsego
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$100 / Annually
Source: SparkMLS
Tax Information
Annual Tax$2,992
Parcel #02319000300500
Source: SparkMLS
Legal Description
LOT 5 BLK 3 1ST ADD TO LITTLE BEAR LAKE T29 R1W
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Craig A Ward
Home HeadQuarters
Frequently Asked Questions about 13608 Balsam Street, Johannesburg, MI 49751
What financing options are available for 13608 Balsam Street, Johannesburg, MI 49751?
Per MLS# 20261050690, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 13608 Balsam Street, Johannesburg, MI 49751?
Per public tax records, annual property taxes for this property are $2,992. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 13608 Balsam Street, Johannesburg, MI 49751 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 13608 Balsam Street, Johannesburg, MI 49751?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Lake Twp police department or the Otsego County sheriff's office.
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Monthly payment$3,380
Principal & interest$3,372
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13608 Balsam Street, Johannesburg, MI 49751
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