Sold
13637 Big Oak Lane, Harbert, MI 49115
Sold on 08/04/2025 for$850,000
MLS # 25032970 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,876 sqftBuilt 19290.21 acres
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Listing Description
Discover a charming vintage cottage in Michigan, featuring three bedrooms and two bathrooms that blend nostalgic aesthetics with modern comforts. Built in the 1920s, it has been updated with a new roof/water heater in 2021, fresh carpet, and modernized bathrooms while retaining its historical charm. The cozy living room includes a fireplace, and there's an enclosed sunporch perfect for relaxation. The bright kitchen, with casual dining space, leads to a deck overlooking the gardens. An additional upstairs bedroom, sitting area, and bathroom provide flexibility. Located within walking distance to the beach, this cottage offers access to Lake Michigan's beauty and nearby attractions. It's an ideal retreat for those seeking serenity or a full-time residence, combining historical
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,876 sq ft home built in 1929 sits in Chikaming Township in Harbert.
Final sale price: $850,000 (about $453/sq ft).
Annual property taxes run approximately $8,987 ($749/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,876 sqft
Lot Size0.21 acres
Year Built1929
Stories2
Location
CityHarbert
MunicipalityChikaming Twp
Zip Code49115
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed7/6/2025
Sold Date8/3/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,987
Tax Year2024
Assessed Value$225,100
Parcel #11-07-0009-0048-00-4
Source: SparkMLS
Legal Description
COM 350.65' (REC AS 350.3') W & N02DEG20'01''E 424.66' (REC AS N 424') OF THE SE COR OF THE SW1/4 OF THE SE1/4 OF SEC 9 T7S R20W TH N88DEG01'59''W 94.78' (REC AS W 95') TO POB TH S02DEG20'01''W 99.92' (REC AS S 100') TH W 95.84' (REC AS 95') TH N02DEG05 '26''E 100.22' (REC AS N 100') TH S88DEG01'59''E 95.74' (REC AS E '' 95') TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Garrison
Keller Williams Realty SWM
Frequently Asked Questions about 13637 Big Oak Lane, Harbert, MI 49115
What school district is 13637 Big Oak Lane, Harbert, MI 49115 in?
Per MLS# 25032970, this property is served by River Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25032970, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25032970, the most recent reported annual property tax for 13637 Big Oak Lane, Harbert, MI 49115 is $8,987 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13637 Big Oak Lane, Harbert, MI 49115 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13637 Big Oak Lane, Harbert, MI 49115 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 13637 Big Oak Lane, Harbert, MI 49115?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 13637 Big Oak Lane, Harbert, MI 49115. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Monthly payment$5,513
Principal & interest$5,513
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13637 Big Oak Lane, Harbert, MI 49115
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Municipality
Chikaming Township
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