For Sale
140 Prospect Street, Grand Haven, MI 49417
$2,295,000
MLS # 26013284 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,304 sqftBuilt 19920.67 acres
1 / 59
Listing Description
Welcome to 140 Prospect, Grand Haven, an exceptional opportunity for a luxury waterfront retreat or year-round executive residence. Thoughtfully designed, this home blends timeless Craftsman charm with sleek, modern lines. Perfectly positioned to capture breathtaking 180° panoramic views of Lake Michigan, the setting is truly unmatched. Inside, high-end finishes and attention to detail shine throughout, including a state-of-the-art kitchen with stainless steel appliances, granite countertops, and a stunning combination of hardwood and marble flooring. Every element of this home was curated to deliver both style and comfort, making it a truly one-of-a-kind offering along the lakeshore. Call our office today to schedule your private tour!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,304 sq ft home built in 1992 sits in Grand Haven in Grand Haven.
Currently offered at $2,295,000 (about $695/sq ft).
Property tax estimate: $16,456 per year ($1,371/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,304 sqft
Lot Size0.67 acres
Year Built1992
Stories2
Location
CityGrand Haven
MunicipalityGrand Haven City
Zip Code49417
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementSlab
Garage3 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/1/2026
Original Price$2,500,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$16,456
Tax Year2025
Assessed Value$504,010
Parcel #700329154084
Source: SparkMLS
Legal Description
LOTS 57, 58, & SW'LY 15 FT OF LOT 56, ALSO PART OF GOVT LOT 1 COM MOST S'LY COR OF LOT 58, TH S 46D 20M E 50 FT, N 43D 20M E 100 FT, N 46D 20M W 35 FT, N 43D 20M E 4 FT, N 46D 20M W 15 FT TO E'LY LI LOT 56, TH S 43D 20M W 104 FT TO BEG. HARBOR VIEW A DD NO.2 & SEC 29 T8N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian David Klingel
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 140 Prospect Street, Grand Haven, MI 49417
Which school district serves 140 Prospect Street, Grand Haven, MI 49417?
Per MLS# 26013284, 140 Prospect Street, Grand Haven, MI 49417 is in the Grand Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Haven directly to confirm enrollment eligibility.
What financing options are available for 140 Prospect Street, Grand Haven, MI 49417?
Per MLS# 26013284, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 140 Prospect Street, Grand Haven, MI 49417?
Per public tax records, annual property taxes for this property are $16,456 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 140 Prospect Street, Grand Haven, MI 49417 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 140 Prospect Street, Grand Haven, MI 49417 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 140 Prospect Street, Grand Haven, MI 49417?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grand Haven City police department or the Ottawa County sheriff's office.
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Monthly payment$14,885
Principal & interest$14,885
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
140 Prospect Street, Grand Haven, MI 49417
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Municipality
Grand Haven
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