Sold
14152 Iyopawa Island Road, Coldwater, MI 49036
Sold on 05/22/2026 for$1,500,000
MLS # 26016124 (Michigan Regional Information Center (MichRIC))
5 beds4 baths4,030 sqftBuilt 19650.46 acres
1 / 66
Listing Description
Waterfront living at its finest! This rare opportunity on highly desirable Coldwater Lake offers not just one, but two homes--a main residence and a separate guest house--plus an additional back lot with garage, all with 135 feet of private water frontage. Properties on the Island seldom hit the market, making this your chance to secure the ultimate summer retreat. Step inside the main home and you're immediately welcomed by expansive windows that showcase breathtaking water views, soaring cathedral ceilings, a cozy fireplace, and an open-concept kitchen, dining, and living area designed for both comfort and entertaining. The kitchen has stainless steel appliances and a center island with eating space. 4 spacious bedrooms and 3 full baths. The primary with ensuite, offers a walk-in closet along with a secondary closet with organizers, plenty of natural light and french doors leading to the patio. You'll find a designated desk/office space, and several built-ins throughout the home.
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 4,030 sq ft home built in 1965 sits in Coldwater.
This home sold for $1,500,000 (about $372/sq ft).
Annual property taxes run approximately $28,810 ($2,401/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,030 sqft
Lot Size0.46 acres
Year Built1965
Stories1
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementPartial, Walk-Out Access
Garage5 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters, Wet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/16/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$28,810
Tax Year2025
Assessed Value$641,241
Parcel #110-I90-003-024-00
Source: SparkMLS
Legal Description
At Listing Office.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Tell
Case Realty Group
Frequently Asked Questions about 14152 Iyopawa Island Road, Coldwater, MI 49036
What school district is 14152 Iyopawa Island Road, Coldwater, MI 49036 in?
Per MLS# 26016124, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 14152 Iyopawa Island Road, Coldwater, MI 49036?
Per MLS# 26016124, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016124, the most recent reported annual property tax for 14152 Iyopawa Island Road, Coldwater, MI 49036 is $28,810 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 14152 Iyopawa Island Road, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 14152 Iyopawa Island Road, Coldwater, MI 49036 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
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Monthly payment$11,020
Principal & interest$11,020
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
14152 Iyopawa Island Road, Coldwater, MI 49036
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