For Sale
14356 Harbor Island, Detroit, MI 48215
$280,000
MLS # 20261049963 (Realcomp)
4 beds2 baths1,564 sqftBuilt 19180.08 acres
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Listing Description
Location, Location, Location! This prime waterfront lot is nestled along the main canal in the “Venice of Detroit,” just three houses away from the Detroit River. Featuring a newer seawall, the property offers breathtaking views of both the canal and Riverfront Park, which lies just across the water. With only one owner, this home presents a rare opportunity to renovate, expand, or even build your dream property. Enjoy a short boat ride to Coriander Kitchen and quick access to both the Detroit River and Lake St. Clair. Don’t miss your chance to secure one of the most coveted waterfront lots in the Detroit canal system – a truly exceptional location.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,564 sq ft home in East Riverside in Detroit built in 1918.
Listed at $280,000 (about $179/sq ft).
Estimated annual property tax: $2,497, or about $208 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,564 sqft
Lot Size0.08 acres
Year Built1918
Stories2
Location
CityDetroit
Zip Code48215
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionAluminum Siding, Brick
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Original Price$290,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$709
Tax Year2025
State Equalized Value$38,900
Assessed Value$38,900
Homestead (PRE)100%
Parcel #21000218.
Source: Public Records
Legal Description
S HARBOR ISLAND 8 MOTOR BOAT SUB L28 P31 PLATS, W C R 21/298 30 X 120
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer Arnold
Real Estate One-Clinton Twp
Frequently Asked Questions about 14356 Harbor Island, Detroit, MI 48215
Which school district serves 14356 Harbor Island, Detroit, MI 48215?
Per MLS# 20261049963, 14356 Harbor Island, Detroit, MI 48215 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261049963, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 14356 Harbor Island, Detroit, MI 48215?
Per public tax records, annual property taxes for this property are $732. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 14356 Harbor Island, Detroit, MI 48215 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 14356 Harbor Island, Detroit, MI 48215 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 14356 Harbor Island, Detroit, MI 48215?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,497
Monthly$208
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,024
Principal & interest$1,816
Property taxes$208
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
14356 Harbor Island, Detroit, MI 48215
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Neighborhood
East Riverside
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Community
Detroit
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County
Wayne County
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