Sold
1440 Harding Avenue, Lake Orion, MI 48362
Sold on 06/25/2026 for$281,000
MLS # 20261025045 (Realcomp)
5 beds3 baths2,122 sqftBuilt 19700.32 acres
1 / 39
Listing Description
We have received multiple offers so seller is requesting all highest and best offers by 8:00 p.m. tomorrow Sunday May 24th. Thank you. Lake Orion ranch proudly owned by the same family for over 40 years. Tucked away at the end of a quiet dead-end street, this 5 bedroom, 2 1/2 bath home offers privacy, tranquility and endless potential.Nestled in a truly special peaceful setting with Bald Mountain State Park as your backyard backdrop-offering easy access to scenic hiking and biking trails and Chamberlain Lake for fishing and kayaking. Watch and listen to nature from your back deck. Inside, find a functional layout ready for a new family and your personal touch. The walkout basement provides flexibility, featuring its own living space complete with a kitchenette, full bathroom, 2 more bedrooms, and door leading to the backyard-ideal for guests, extended family or rental potential.This home offers immediate value with great bones and is an outstanding opportunity for homeowners and investors alike. Whether you're looking to update and create your dream home or capitalize on the strong rental demand, the possibilities here are endless.Located in a sought-after community within the highly regarded Lake Orion Community Schools, this property also offers optional HOA access to all-sports Long Lake and the beloved Bunny Run Beach-perfect for enjoying Michigan summers.Additional highlights include an attached heated garage with upper storage, multiple sheds, a carport and a welcoming outdoor space with a fire pit. Many major updates have already been taken care of, including a newer roof, furnace, air conditioning unit, 75-gallon hot water tank and electrical panel. A standout feature is the relaxing sit-in jetted tub offering comfort and accessibility.Confirmed hardwood under carpet in entry level bedrooms. Laundry hookups available on entry and lower level. 2nd car garage area can be converted back with easy wall removal. No high water bills!If you're searching for a home with incredible potential, this is the op
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,122 sq ft home built in 1970 sits in Orion Township in Lake Orion.
Closed at $281,000 (about $132/sq ft).
Property tax estimate: $3,509 per year ($292/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,122 sqft
Lot Size0.32 acres
Year Built1970
Stories1
Location
CityLake Orion
MunicipalityOrion Charter Twp
Zip Code48362
CountyOakland
School DistrictLake Orion
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementWalk-Out Access, Partial
Garage2 spaces
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed5/20/2026
Sold Date6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,313
State Equalized Value$120,710
Taxable Value$64,840
Parcel #0901482020
Source: Public Records
Legal Description
T4N, R10E, SEC 1 BUNNY RUN COUNTRY CLUB ANNEX NO 3 LOTS 19 TO 22 INCL BLK 41
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Julia D Perkins
Berkshire Hathaway HomeServices Kee Realty Oxford
Frequently Asked Questions about 1440 Harding Avenue, Lake Orion, MI 48362
What school district is 1440 Harding Avenue, Lake Orion, MI 48362 in?
Per MLS# 20261025045, this property is served by Lake Orion. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261025045, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261025045, the most recent reported annual property tax for 1440 Harding Avenue, Lake Orion, MI 48362 is $2,313. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1440 Harding Avenue, Lake Orion, MI 48362 eligible for USDA financing?
Per USDA Rural Development boundary data, 1440 Harding Avenue, Lake Orion, MI 48362 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1440 Harding Avenue, Lake Orion, MI 48362 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,509
Monthly$292
Millage rate29.0657 mills
Municipality: CHARTER TOWNSHIP OF ORION
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,011
Principal & interest$1,719
Property taxes$292
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1440 Harding Avenue, Lake Orion, MI 48362
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Municipality
Orion Township
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County
Oakland County
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