For Sale
1545 S LACHANCE Road, Lake City, MI 49651
$144,900
MLS # 20261033158 (Realcomp)
1 bed1 bath390 sqftBuilt 20260.29 acres
1 / 67
Listing Description
NEW CONSTRUCTION , Maintenance Free, Metal Siding, Metal Standing Seam Roof! Be the very first to own this brand-new approximately 400 sq. ft. home featuring 1 bedroom, 1 bathroom, and an inviting open-concept living room and kitchen design. Thoughtfully built for efficiency and comfort, this charming home is perfect as a full-time residence, vacation getaway, or investment property.Situated on your own private lot, the home is elevated on piers and includes a private well and septic system for independent living and low-maintenance convenience. Never occupied and fully completed, this property already has its Certificate of Occupancy issued and is truly move-in ready.Financing options are available for qualified buyers, including Conventional, FHA, VA, FNMA, and Freddie Mac financing.Property Features:Brand-new constructionApproximately 400 sq. ft.1 bedroom / 1 full bathOpen living room & kitchen layoutPrivate lot settingWell & septic installedHome set on piersNever occupiedCertificate of Occupancy issuedEligible for Conventional, FHA, VA, FNMA & Freddie Mac financingEnjoy simple, affordable living in a peaceful Northern Michigan setting while still being close to the amenities and recreation that make Lake City such a desirable destination.Schedule your private showing today!
Source: SparkMLS
About this home
Located in Lake City, this property offers 1-bedroom, 1-bath, 390 sq ft, with original construction dating to 2026.
Listed at $144,900 (about $372/sq ft).
Property tax estimate: $750 per year ($63/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area390 sqft
Lot Size0.29 acres
Year Built2026
Stories1
Location
CityLake City
MunicipalityLake Twp
Zip Code49651
CountyMissaukee
School DistrictLake City
Construction & Systems
HeatingHeat Pump
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/9/2026
Original Price$185,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$750
Parcel #00900901390
Source: SparkMLS
Legal Description
SEC 9 T22N R8W BEG 214.5 FT S OF W 1/4 COR, TH S 60 FT, E 214.5 FT, N 60 FT, 2 214.5 FT TO POB. .2955A. SPLIT/COMBINED ON 01/02/2020 FROM 009-009-013-00;
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
May 10, 2026
Listed for sale
$185,000
Listed by David P Vettraino
Vettraino Homes LLC
Frequently Asked Questions about 1545 S LACHANCE Road, Lake City, MI 49651
What school district is 1545 S LACHANCE Road, Lake City, MI 49651 in?
Per MLS# 20261033158, this property is served by Lake City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261033158, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033158, the most recent reported annual property tax for 1545 S LACHANCE Road, Lake City, MI 49651 is $750. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1545 S LACHANCE Road, Lake City, MI 49651 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lake Twp police department or the Missaukee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1545 S LACHANCE Road, Lake City, MI 49651
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