Sold
1554 W Ellis Avenue, Belding, MI 48809
Sold on 06/18/2026 for$325,000
MLS # 26017306 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,320 sqftBuilt 19250.9 acres
1 / 32
Listing Description
Beautiful 3 bedroom, 2-bath home with timeless character and modern updates! This charming 20th-century Craftbuilt property features numerous improvements throughout, including solid oak flooring, classic mopboards, and matching trim that add warmth and style. The spacious living room offers a beautiful hearth and mantle, complemented by custom maple bookcases, and flows seamlessly into a cozy dining room with French doors leading to an elevated patio, perfect for relaxing or entertaining. The updated kitchen features stainless steel appliances, new flooring and backsplash. The main floor also includes a private primary suite, bathroom and mudroom. Upstairs, you'll find two additional bedrooms and a fully renovated bathroom. The large, partially finished basement is fully carpeted and includes a nonconforming fourth bedroom, plus a walkout framed by twin fieldstone walls that taper into a thoughtfully developed landscape.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,320 sq ft home in Belding in Belding built in 1925.
Closed at $325,000 (about $246/sq ft).
Annual property taxes run approximately $3,652 ($304/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,320 sqft
Lot Size0.9 acres
Year Built1925
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/7/2026
Sold Date6/17/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$13,000
Source: SparkMLS
Tax Information
Annual Tax$3,652
Tax Year2025
Assessed Value$82,797
Parcel #401-040-000-135-00
Source: SparkMLS
Legal Description
CITY OF BELDING PT SW 1/4 SEC 3 T8N R8W COM 396 FT W OF SW COR OAK RIDGE PLAT, TH N 335 FT, TH W 118.625 FT, TH S 335 FT, TH E 118.625 FT TO POB...
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul TenEyck
Greenridge Realty (Summit)
Frequently Asked Questions about 1554 W Ellis Avenue, Belding, MI 48809
What school district is 1554 W Ellis Avenue, Belding, MI 48809 in?
Per MLS# 26017306, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26017306, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017306, the most recent reported annual property tax for 1554 W Ellis Avenue, Belding, MI 48809 is $3,652 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1554 W Ellis Avenue, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1554 W Ellis Avenue, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1554 W Ellis Avenue, Belding, MI 48809
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Municipality
Belding
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