For Sale
15577 Victor Road 4, Union Pier, MI 49129
$395,000
MLS # 26031398 (Michigan Regional Information Center (MichRIC))
2 beds1 bath600 sqftBuilt 19500.66 acres
1 / 31
Listing Description
Summer is calling--secure your slice of Lake Michigan living in the heart of Union Pier! This fully turnkey two-bedroom co-op is just minutes from deeded Gowdy Beach access and offers effortless, low-maintenance Harbor Country living. Beautiful tray ceilings throughout create a bright, spacious feel and add architectural charm to the thoughtfully designed interior, which is ideal for weekend getaways, extended summer stays, or year-round enjoyment. One of the home's standout features is the amazing screened porch, offering the perfect place to enjoy warm summer evenings, entertain guests, dine outdoors, or simply relax with the sounds of nature after a day at the beach. Rinse off in the convenient outdoor shower, and enjoy the oversized 8x12 storage unit with plenty of room for bikes, kayaks, and all your beach gear. Recent improvements include a professionally completed crawl space encapsulation and waterproofing system by Nova Basement Systems, providing added peace of mind
Source: SparkMLS
About this home
2-bedroom, 1-bath, 600 sq ft home in Chikaming Township in Union Pier built in 1950.
Asking $395,000 (about $658/sq ft).
Property tax estimate: $1,593 per year ($133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeStock Cooperative
Bedrooms2
Bathrooms1
Living Area600 sqft
Lot Size0.66 acres
Year Built1950
Stories1
Location
CityUnion Pier
MunicipalityChikaming Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed6/23/2026
Terms AcceptedCash
HOA
HOA Fee$1,100 / Quarterly
IncludesWater, Trash, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$1,593
Tax Year2024
Assessed Value$348,912
Parcel #11-07-4730-0026-09-9
Source: SparkMLS
Legal Description
PT OF LOT 26 LUNA GOWDY STREED BEACH & SEC 30 T7S R20W COM AT MOST SLY COR SD LOT 26 TH N38DEG38'50''W 158' TH N00DEG36'W 59' TH N89DEG24'E 225' TH S00DEG36'E 126.52' TH S89DEG30'W 109' TH S15DEG37'W 57.3' TH S51DEG53'W 3.4' TO POB SURVEY 1190/984
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christie Brown
@properties Christie's International R.E.
Frequently Asked Questions about 15577 Victor Road 4, Union Pier, MI 49129
What school district is 15577 Victor Road 4, Union Pier, MI 49129 in?
Per MLS# 26031398, this property is served by New Buffalo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031398, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031398, the most recent reported annual property tax for 15577 Victor Road 4, Union Pier, MI 49129 is $1,593 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 15577 Victor Road 4, Union Pier, MI 49129 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 15577 Victor Road 4, Union Pier, MI 49129 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,929
Principal & interest$2,562
HOA$367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15577 Victor Road 4, Union Pier, MI 49129
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Municipality
Chikaming Township
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