For Sale
15577 Victor Road 4, Union Pier, MI 49129
$399,000
MLS # 26005258 (Michigan Regional Information Center (MichRIC))
2 beds1 bath600 sqftBuilt 19500.66 acres
1 / 24
Listing Description
Spring is here--secure your slice of Lake Michigan living in the heart of Union Pier! This fully turnkey two-bedroom co-op is just minutes from deeded Gowdy Beach access and offers effortless, low-maintenance Harbor Country! Tray ceilings throughout create a bright, open feel. The thoughtfully designed layout is ideal for weekend getaways, extended summer stays, or year-round enjoyment. An expansive porch extends your living space outdoors--perfect for morning coffee or relaxing after a day at the beach. Rinse off in the convenient outdoor shower, and store all your bikes, kayaks, and beach gear in the oversized 8x12 storage unit. Association fees include exterior maintenance, water, sewer, lawn care, trash, and property taxes--providing true lock-and-leave peace of mind. Move right in and be ready for beach days, sunsets, and summer in Harbor Country.
Source: SparkMLS
About this home
Located in Chikaming Township in Union Pier, this property offers 2-bedroom, 1-bath, 600 sq ft, with original construction dating to 1950.
Currently offered at $399,000 (about $665/sq ft).
Annual property taxes run approximately $1,593 ($133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeStock Cooperative
Bedrooms2
Bathrooms1
Living Area600 sqft
Lot Size0.66 acres
Year Built1950
Stories1
Location
CityUnion Pier
MunicipalityChikaming Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed4/24/2026
Terms AcceptedOther, Cash
HOA
HOA Fee$1,100 / Quarterly
IncludesWater, Trash, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$1,593
Tax Year2024
Assessed Value$348,912
Parcel #11-07-4730-0026-09-9
Source: SparkMLS
Legal Description
PT OF LOT 26 LUNA GOWDY STREED BEACH & SEC 30 T7S R20W COM AT MOST SLY COR SD LOT 26 TH N38DEG38'50''W 158' TH N00DEG36'W 59' TH N89DEG24'E 225' TH S00DEG36'E 126.52' TH S89DEG30'W 109' TH S15DEG37'W 57.3' TH S51DEG53'W 3.4' TO POB SURVEY 1190/984
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christie Brown
@properties Christie's International R.E.
Frequently Asked Questions about 15577 Victor Road 4, Union Pier, MI 49129
Which school district serves 15577 Victor Road 4, Union Pier, MI 49129?
Per MLS# 26005258, 15577 Victor Road 4, Union Pier, MI 49129 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005258, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15577 Victor Road 4, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $1,593 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15577 Victor Road 4, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15577 Victor Road 4, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 15577 Victor Road 4, Union Pier, MI 49129. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 15577 Victor Road 4, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,955
Principal & interest$2,588
HOA$367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15577 Victor Road 4, Union Pier, MI 49129
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Municipality
Chikaming Township
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