For Sale
1561 N Wooded Lake Drive, Ludington, MI 49431
$615,000
MLS # 26031597 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,051 sqftBuilt 20031.11 acres
1 / 38
Listing Description
Spacious Ranch-Style Living with Exceptional Indoor & Outdoor Entertaining Spaces Welcome home to this beautifully designed ranch offering an ideal blend of comfort, functionality, and entertaining space. With five bedrooms, three full baths, generous living areas on both levels, extensive storage, and outstanding indoor-outdoor living spaces, this home offers room to spread out while maintaining a warm and inviting atmosphere. The main level features an open-concept layout with a large living room highlighted by a fireplace and expansive windows that bring in natural light. The adjoining dining area and well-appointed kitchen create a seamless flow for everyday living and gatherings alike. The private primary suite is thoughtfully situated on its own wing and includes a spacious bedroom, walk-in closet, and en-suite bath with a soaking tub, separate shower, and dual-sink vanity. Two additional bedrooms and a full bath are located on the opposite side of the home, providing privacy and
Source: SparkMLS
About this home
Located in Ludington, this property offers 5-bedroom, 3-bath, 3,051 sq ft, with original construction dating to 2003.
Listed at $615,000 (about $202/sq ft).
Annual property taxes run approximately $6,833 ($569/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,051 sqft
Lot Size1.11 acres
Year Built2003
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Wet Bar, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,946
Tax Year2026
State Equalized Value$271,400
Taxable Value$155,199
Assessed Value$155,199
Homestead (PRE)100%
Parcel #007-103-087-70
Source: Public Records
Legal Description
COMM AT E 1/4 COR OF SEC TH W ALG E-W 1/4 LINE 2213.02 FT TH S 0 DEG 40'20'E PARALLEL WITH E'LY LINE OF ATMAN'S COURTSUB 208.72 FT TO POB TH N 89 DEG 47'11'E 50 FT TH S 26 DEG 17'01'E 184.53 FT TH S 89 DEG 47'11'W PARALLEL WITH E-W 1/4 LINE 325 FT TH N 06 DEG 23'41'W 135.26 FT TH N 0 DEG 40'20'W 31.28 FT TH N 89 DEG 47'11'E PARALLEL WITH E-W 1/4 LINE 208.72 FT TO POB A/K/A PCL '7' OF SURVEY SEC 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Winczewski
GREENRIDGE Realty Ludington
Frequently Asked Questions about 1561 N Wooded Lake Drive, Ludington, MI 49431
What school district is 1561 N Wooded Lake Drive, Ludington, MI 49431 in?
Per MLS# 26031597, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031597, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031597, the most recent reported annual property tax for 1561 N Wooded Lake Drive, Ludington, MI 49431 is $3,946 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1561 N Wooded Lake Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1561 N Wooded Lake Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$6,833
Monthly$569
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,558
Principal & interest$3,989
Property taxes$569
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1561 N Wooded Lake Drive, Ludington, MI 49431
View full property history →
Get email alerts for new listings near 1561 N Wooded Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.