Sold
15657 Lakeshore Road 12, Union Pier, MI 49129
Sold on 03/06/2026 for$340,000
MLS # 25042206 (Michigan Regional Information Center (MichRIC))
2 beds1 bath453 sqftBuilt 19301.19 acres
1 / 26
Listing Description
Welcome to the Fire Fly! Deeded beach rights!Known for its 1930's design, Unit #12 maintains some of the qualities of that era. Step inside to a relaxing open floor with living room, dinette and kitchen with island for additional seating. This co-op has two bedrooms and two screened in porches. The amenities that come with owning a Fire Fly co-op is the closeness to the deeded beach just 500 feet away. An on-site property manager takes care of all rentals and cleaning services. The large back yard offers plenty of seating around the fire pit, picnic tables with umbrellas, grills and a playground area. Great rental income. You could rent the unit and reserve for your private time too. The best of both worlds is waiting for you! The HOA covers the property taxes, water, sewer.,outdoor maintenance, insurance and basic cable.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 453 sq ft home in Chikaming Township in Union Pier built in 1930.
Final sale price: $340,000 (about $751/sq ft).
Property tax estimate: $14,996 per year ($1,250/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeStock Cooperative
Bedrooms2
Bathrooms1
Living Area453 sqft
Lot Size1.19 acres
Year Built1930
Stories1
Location
CityUnion Pier
MunicipalityChikaming Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed8/19/2025
Sold Date3/5/2026
Original Price$400,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,400 / Quarterly
IncludesOther, Water, Trash, Snow Removal, Sewer, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$14,996
Tax Year2024
Assessed Value$608,495
Parcel #11-07-4730-0002-00-9
Source: SparkMLS
Legal Description
as legal of record
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Betty M Biernacki
Berkshire Hathaway HomeServices Chicago
Frequently Asked Questions about 15657 Lakeshore Road 12, Union Pier, MI 49129
Which school district serves 15657 Lakeshore Road 12, Union Pier, MI 49129?
Per MLS# 25042206, 15657 Lakeshore Road 12, Union Pier, MI 49129 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25042206, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15657 Lakeshore Road 12, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $14,996 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15657 Lakeshore Road 12, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15657 Lakeshore Road 12, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 15657 Lakeshore Road 12, Union Pier, MI 49129. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 15657 Lakeshore Road 12, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,640
Principal & interest$2,173
HOA$467
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15657 Lakeshore Road 12, Union Pier, MI 49129
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Municipality
Chikaming Township
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